Promissory Note (P/N)

We will buy your promissory notes up to the maximum level of your credit limit so you can receive additional working capital and liquidity.

Key Benefits

  • Add working capital and liquidity to your business
  • Enjoy flexible repayments as you can choose the loan term up to 180 days
  • Receive the cash quickly, as the cheque is automatically deposited into your Bangkok Bank savings or current account
  • Able to check P/N transactions via Bualuang iBanking or BIZ iBanking 24/7
  • Easy to make repayments with our direct debit service
  • Available for both individual and juristic person customers

Type of Loan

Short-term loan for working capital. We buy many kinds of promissory notes that suit your business purposes when they are supported by trade documents.

Credit Line

As per Bangkok Bank’s conditions

Loan Term

30 - 180 days

Collateral

Deposits, property or movable property

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20 - 65 years old (for individual customers)
  • Good business performance and financial record
  • Authorization to Bangkok Bank to check National Credit Bureau record
  • Other conditions as specified by Bangkok Bank


Required Documents

  • Trade documents e.g. document showing account receivables, document showing completion of each stage of work, purchase order, document showing business expenditures
  • Documents of loan applicants (as in following table)





Required documents

               Individual  

         Juristic person  

 Borrower/
 co-borrower

 Guarantor/
 spouse

   Juristic
   person

Authorized signatory/ shareholders who hold more than 20% of total stock
Identification documents
A copy of your ID card

-

A copy of your housing registration record

-

A copy of your changed name/surname certificate
(if applicable)

 

 

-

 

A copy of your marriage/
divorce certificate
(if applicable)

 

 

 

A copy of the trade or commercial registration papers

-

-

-

A copy of the certificate of association for business purposes and articles of association issued by the Commerce Ministry (not more than one month old)

-

-

-

The Memorandum and Articles of Association
(not more than three months old)

-

-

-

List of shareholders
(not more than three months old)

-

-

-

Certificate of the company’s seal

-

-

-

Financial documents
A copy of bank account activity for the past six months 

-

Copies of company financial statements for the past three years

-

-

-

A copy of VAT records
(dating back for six months)

-

-

-

Collateral documents
A copy of the documents of ownership to be pledged as collateral e.g. land deed, ownership of building (if the land has any building), deposit pass book (if using a deposit as collateral)

    

-

-


Remark: Bangkok Bank reserves the right to approve loans under its terms and conditions

Type of Loan

Short-term loan for working capital. We buy many kinds of promissory notes that suit your business purposes when they are supported by trade documents.

Credit Line

As per Bangkok Bank’s conditions

Loan Term

30 - 180 days

Collateral

Deposits, property or movable property

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20 - 65 years old (for individual customers)
  • Good business performance and financial record
  • Authorization to Bangkok Bank to check National Credit Bureau record
  • Other conditions as specified by Bangkok Bank


Required Documents

  • Trade documents e.g. document showing account receivables, document showing completion of each stage of work, purchase order, document showing business expenditures
  • Documents of loan applicants (as in following table)





Required documents

               Individual  

         Juristic person  

 Borrower/
 co-borrower

 Guarantor/
 spouse

   Juristic
   person

Authorized signatory/ shareholders who hold more than 20% of total stock
Identification documents
A copy of your ID card

-

A copy of your housing registration record

-

A copy of your changed name/surname certificate
(if applicable)

 

 

-

 

A copy of your marriage/
divorce certificate
(if applicable)

 

 

 

A copy of the trade or commercial registration papers

-

-

-

A copy of the certificate of association for business purposes and articles of association issued by the Commerce Ministry (not more than one month old)

-

-

-

The Memorandum and Articles of Association
(not more than three months old)

-

-

-

List of shareholders
(not more than three months old)

-

-

-

Certificate of the company’s seal

-

-

-

Financial documents
A copy of bank account activity for the past six months 

-

Copies of company financial statements for the past three years

-

-

-

A copy of VAT records
(dating back for six months)

-

-

-

Collateral documents
A copy of the documents of ownership to be pledged as collateral e.g. land deed, ownership of building (if the land has any building), deposit pass book (if using a deposit as collateral)

    

-

-


Remark: Bangkok Bank reserves the right to approve loans under its terms and conditions



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