Terms and Conditions for Bangkok Bank credit cards
| 1. |
Interest rate |
• 18% per year
• Interest rate on bill payments will be calculated from the date the bank makes the payment to the outlets or service providers until the payment is repaid in full. Cardholders making all payments on time are entitled to waivers on interest.
• Interest rate on cash advances will be calculated from the withdrawal date to the date you make repayment in full. |
| 2. |
Minimum payment |
10% of the total amount stated in the monthly statement or 1,000 Bt, whichever is higher. |
| 3. |
Cash Advance Fee |
3% of each withdrawal. Minimum withdrawal is 1,000Bt |
| 4. |
Repayment term without accruing interest |
A maximum of 45 days from the account summary date |
| 5. |
|
Principal |
Supplementary |
| Entrance fee |
Annual fee |
Entrance fee |
Annual fee |
|
Bangkok Bank Platinum Leader Card |
Platinum |
- |
4,000 |
- |
2,000 |
|
Bangkok Bank China UnionPay Card |
Platinum |
1,000 |
1,500 |
- |
1,500 |
|
Bangkok Bank Titanium Card |
Titanium |
1,000 |
1,500 |
- |
1,500 |
|
Visa/MasterCard |
Classic |
500 |
600 |
- |
600 |
|
Gold |
1,000 |
1,100 |
- |
1,100 |
|
Visa/MasterCard’s Affinity |
Classic |
600 |
1,000 |
- |
1,000 |
|
Gold |
600 |
1,500 |
- |
1,500 |
|
Bangkok Bank Titanium
Ramathibodi
Hospital Card |
Titanium |
- |
300 |
- |
300 |
|
Bangkok Bank Blue Wave Card |
Classic |
200 |
600 |
200 |
600 |
|
Bangkok Bank American Express |
Classic |
750 |
750 |
- |
750 |
|
Gold |
1,250 |
1,250 |
- |
1,250 |
|
Corporate Card |
- |
1,500 |
- |
- |
|
Purchasing Card |
- |
1,500 |
- |
- |
| 6. |
| Payment channels and fees (Baht) |
|
- At any branch nationwide |
- |
|
- Direct debit from your savings/current account |
- |
|
- Bualuang ATMs |
- |
|
- Bualuang Phone 1333 |
- |
|
- Bualuang iBanking
(www.bangkokbank.com/ibanking) |
- |
|
- At Counter Services nationwide (maximum 30,000 Bt/ transaction) |
15Bt/ transaction in Bangkok and metropolitan area; 20Bt/ transaction in provincial area |
|
- At Tesco Lotus |
10Bt/ transaction |
|
- At Just Pay counters nationwide |
13Bt/ transaction (maximum 30,000 Bt/ transaction) |
|
- At JAY MART and Family Mart displaying a 'Pay Point' sign |
10Bt/ transaction |
|
- At True Partner counters (maxiumum 30,000 Bt/transaction)
- True Money Service (via a True Move mobile phone) |
15Bt/ transaction in Bangkok and metropolitan area; 20Bt/ transaction in provincial area
15Bt/ transaction nationwide |
|
7. |
Fee charged for a new card in case of loss or damage |
200Bt/ card |
| 8. |
Credit card statement request (not more than 3 month old) |
200Bt/ card/ month |
| 9. |
Sales slip |
100Bt/ slip |
| 10. |
Checking transaction activity |
100Bt/ request |
| 11. |
Currency conversion risk premium |
no more than 2.5% of the exchange rate specified by a cardholder's credit card company. |
|
Note: Cash advance transactions using an ATM in abroad will incur a fee from the bank owing the ATM. This fee will be displayed within your credit card invoice.
Effective January 12, 2010
Bangkok Bank Public Company Limited