The basic principles of the Bank’s code of conduct and business ethics are as follows:

1. To perform one’s duties with honesty, integrity, moral principles and responsibility.

2. To safeguard confidentiality, and not to make wrongful use of inside information or confidential information for one’s own or any others’ benefits.

3. To prevent and avoid dealings or transactions that may lead to conflicts of interest.

4. To act as a professional having knowledge, expertise and due care.