1. Rights of shareholders and other stakeholders
The Bank recognizes the legitimate rights of shareholders and other stakeholders (for instance, employees, customers and suppliers, community, competitors, creditors, etc.) and will ensure that such rights are protected and well observed.

2. Information Dissemination
The Bank recognizes the importance of the disclosure of information that is material to shareholders or investors’ investment decisions, and will ensure the proper and timely disclosure of information.

3. Structure, Role, Responsibilities and Independence of the Bank’s Board of Directors
The Board of Directors has the responsibility of performing its duties with care, circumspection and integrity, and overseeing the Bank so that it is in compliance with laws, the Bank’s objectives and regulations, as well as the resolutions of shareholders’ meetings. The Board should have a balanced composition comprising a number of executive directors, non-executive directors and independent directors as appropriate for the management of the Bank’s businesses.

4. Internal Control and Risk Management
The Bank realizes the importance of internal control, risk management, and the proper and efficient monitoring of conduct of its businesses.

5. Code of Conduct and Business Ethics
The Bank recognizes the importance of establishing a code of conduct and business ethics which provides a standard of good practices for directors, employees and other persons acting on behalf of the Bank.