The qualified borrower is an individual or a juristic person who owns the assets specified or approved by the bank, and has the following qualifications:
Individual
- Is a Thai national
- Is of legal age and capable of performing legally binding acts
- The sum of the borrower's current age and the loan term should not exceed the maximum age limit of 65 years
- Must have a clear credit and financial history
Juristic person
- Thai nationals must hold 51% or more of the total number of shares on issue
- Must have a clear credit and financial history
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