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Bangkok Bank > Business Banking > SMEs > Operating Accounts > Cheque Accounts
Cheque Clearing
Bangkok Bank - a part of everyday business life
Our latest cheque clearing technology, systems and service gives you the speed and efficiency that you deserve.
 
A pioneer in cheque technology
Bangkok Bank is a pioneer in cheque processing with technology and systems that serve as a model for other banks in Thailand. In 2000, the bank was awarded the ISO 9002 certificate and in 2003 it became the first Thai bank to be awarded the ISO 9001:2000 certificate. This means that our cheque operations are rated as world class. The Bank has excelled in providing efficient, accurate and reliable services so that the benefits can be passed on to you.
 
Cash cheques on the spot
 
Clear next day
Our advanced electronic system enables Bangkok Bank cheques issued within the same region to be cleared and cashed straight away. 
 
A minimum fee of 20Bt per cheque is payable and 10Bt for every 10,000Bt thereafter. Contact your Relationship Manager at a Business Center for more information.
We accept cheques from any of the other banks in Thailand between 8.30am to 3.30pm Monday to Friday. To ensure interbank cheques are cleared the following day you need to deposit the cheque before 2.00pm*. Interbank cheques that are presented after 2pm will be carried over to the next business day.
 
* Please note that clearing times can vary according to the different cheque center zones in provincial areas.
Bouncing Cheques
If cheques that are being deposited into your account cannot be cleared, our staff will inform you straight away. You should then liaise with the other party to resolve the issue. For cheques that are refused because of insufficient funds - a 300Bt penalty fee is charged and if no agreement can be reached it becomes a criminal offence. 
 
However, you can protect your cheques from being returned by talking to your Relationship Manager about our overdraft protection agreement or contact your nearest Business Center.
Tips on Cheques
See our tips to find out more on security, speed and efficient cheque services at Bangkok Bank.

Did you know?
Bangkok Bank cheques issued in provincial areas can be cleared the following day if you deposit the cheques at any Bangkok Bank branch in Bangkok Metropolitan areas before 3.30 p.m.


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