In the event of death (excluding suicide within the first year) or permanent disability due to illness or accidents anywhere in the world, Gain 1st 220 Plus will cover you 24 hours a day, seven days a week. It also covers you for 100% of the original sum insured should any of the following critical illnesses, accidents or procedures occur:

1. Cancer
2. Fulminant viral hepatitis
3. Myocardial infarction
4. Coronary artery surgery
5. Heart valve surgery
6. Other serious coronary artery disease
7. Kidney failure
8. Muscular dystrophy
9. Surgery of the aorta
10. Paralysis
11. Stroke
12. Multiple sclerosis
13. Major head trauma
14. Major organ transplant
15. Blindness
16. Coma
17. Major burns

If you have made no claims throughout the entire term of the policy you will receive the full return stated in your initial policy.

Protection Coverage or return 1. If no death occurs during policy 1.1  From the first year to the fifth year of the policy, policy holders will receive a cash return equivalent to 4% of the total sum insured. 1.2  From the sixth to the tenth year of the policy, policy holders will receive a cash return equivalent to 5% of the total sum insured. 1.3  From the eleventh year to the fifteenth year of the policy, policy holders will receive a cash return equivalent to 6% of the total sum insured. 1.4  At the end of the fifteenth year of the policy, policy holders will receive a lump sum payment equivalent to 145% of the original sum insured. 2. If death occurs during policy 2.1 Coverage for the first year starts at 110% of the original sum insured, and increases by 5% each year to 150% of the original sum insured in the ninth year. 2.2 Coverage for the tenth year starts at 160% of the total sum insured, and increases by 10% each year to 190% of the original sum insured in the thirteenth year of the policy. 2.3 In the fourteenth and fifteenth year of the policy, policy holders will receive coverage of 200% of the total sum. 3. If any of the specified critical illnesses, accidents or procedures occur 100% coverage of original sum insured 4. If permanent disability occurs before 60 years of age In the case of an accident or medical condition resulting in permanent disability during the policy, policy holders will be exempt from further premium payments.

• Age of insured person: 0-65 years
• Protection period: 15 years
• Premium payment period: 10 years
• Minimum coverage: Bt 50,000
• Premium rates are dependant on gender and age of insured person

Gender Premium rate for every Bt 1,000 of insured coverage Female Bt 168.85 to Bt 181.33 Male Bt 168.88 to Bt 181.82

All you need to do is to complete an application form available at any Bangkok Bank branch and hand it in along with the required supporting documents.

For more information please contact your local Bangkok Bank branch. You can also call Bualuang Phone 1333 or Bangkok Life Assurance Company Limited on 0-2777-8222 or visit www.bla.co.th

Note: Bangkok Bank is a life insurance broker and acts as an agent between the customer and Bangkok Life Assurance.