Instead of paying cash - just hand over your Be1st card wherever you see the Visa Electron logo and then simply sign the sales slip. It works just like a credit card but with all the features of an ATM card account. And, for the times when you do need cash you can use your Be1st card at any ATM machine displaying the Visa logo both in Thailand and abroad.

 

A debit card will deduct specified amounts from the available funds in your bank account and it will not allow you to build up any debt. A credit card allows you to extend your line of credit to an agreed amount beyond a zero bank account balance and interest is charged for the privilege of 'borrowing' the funds and you must make monthly payments until the debt is cleared.

 

You can spend up to 150,000Bt per day or, if you want to limit your expenses you can choose to cap your daily spending at 100,000Bt, 50,000Bt, or 20,000Bt.

 

No, this feature means that you are not at risk of getting into debt by spending more than you have.

 

Anyone can apply for Be1st as long as they have a Bangkok Bank savings or current account.

 

Apply at your home branch. However, if you want to open a new savings or current account you can go into your nearest Bangkok Bank branch and apply for a Be1st card at the same time.
 

All you pay is a 100Bt joining fee and an annual 200Bt membership fee.

 

It takes between 8 and 10 days after the application is received.

 

Wherever you see the Visa Electron logo in shops, petrol stations, shopping malls or other retail outlets. The card can also be used at any ATM terminal.

 

If you want a monthly statement you can pay 200Bt per year and one will be sent to you so that you can see what transactions you have made and when.

 

Phone the Bualuang Phone service on 1333 or 0-2645-5555 to cancel your card as soon as possible.

 

You can enjoy the freedom of Be1st in 60 countries worldwide. Altogether there are more than 8 million Point-of-Sale terminals that are able to process Visa Electron transactions.

 

Simply bring a photo with you when you come in to your branch to apply.  The photo should be 1" inch wide and 1" inch long.