|
- How do I use my Be1st Visa Debit card?
Instead of paying cash - just hand over your Be1st Visa Debit card wherever you see the VISA logo and then simply sign the sales slip. It works just like a credit card however money is deducted straight from your account and there are no interest charges. The card also has all the features of an ATM card, so when you need cash you can use your Be1st Visa Debit card at any ATM machine displaying the VISA logo both in Thailand and abroad.
- What is the difference between a debit and a credit card?
A debit card will deduct specified amounts from the available funds in your bank account and it will not allow you to build up any debt. A credit card allows you to extend your line of credit to an agreed amount and interest is charged for the privilege of 'borrowing' the funds - you must make monthly payments until the debt is cleared.
- What is my daily spending limit?
You can spend up to 150,000Bt per day or, if you want to limit your expenses you can choose to cap your daily spending at 20,000Bt, 50,000Bt, 100,000Bt, or 150,000Bt. Also can choose to set the spending limit at zero.
- Can I use my Be1st Visa Debit card if there is no money in my account?
No, this feature means that you are not at risk of getting into debt by spending more than you have.
- Where can I use my Be1st debit card?
You can use it to make purchases at any store in Thailand and around the world displaying a Visa logo. The card can also be used at any ATM with a VISA or PLUS sign nationwide or abroad.
- How can I keep track of where I spend my money?
If you want to track your spending we can send monthly statements which will cost 200Bt per year. You can also sign up to our internet banking service Bualuang iBanking where you can track your spending online for free.
- Can I use my Be1st debit card outside Thailand?
You can use it to make purchases at any store around the world displaying a Visa logo. The card can also be used at any ATM with a VISA or PLUS sign anywhere in the world. |
