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Bangkok Bank Bills of Exchange

Bangkok Bank Bills of Exchange


If you are interested in investing, purchase our Bills of Exchange and earn higher returns than normal fixed-deposits with similar maturity.

What are Bills of Exchange?

A Bill of Exchange is an investment for a specified period of time that returns a known amount of interest. The word “bill” refers to a certificate or receipt which is typically issued; however the bank’s entry in the passbook also gives the same information as the “bill” with the convenience of not having to manage multiple documents. In addition, the bills can be redeemed with the bank.

Why do Bills of Exchange have higher rates of interest than Fixed Deposits?

Bills of Exchange are not considered deposits by the BOT.

Who can invest?

Thai residents or foreigners who have obtained residency status

What terms are available?

A variety of terms are available – similar to fixed deposits. Check this link for information about the current terms and rates (available in Thai only).

Conditions relating to Bills of Exchange

  • Bills of Exchange are issued by Bangkok Bank and registered under the name of the holder. They are not transferable.
  • Bangkok Bank will set and announce tenures of the Bills of Exchange.
  • Customers will receive a Bill of Exchange passbook to record their investment.
  • Bills of Exchange can be redeemed prematurely under conditions prescribed by the bank and investors will receive their funds via a credit to their account. Click here for more information (available in Thai only).
Make the most of these benefits – Bills of Exchange

  • A low-risk investment with a fixed return over a chosen timeframe.
  • Higher returns when compared to fixed-deposits with similar maturities.
  • Investment records consolidated in the Bills of Exchange passbook. 
  • Redemptions or payments (interest and principal) are automatically transferred to your Bangkok Bank savings account.
  • Bills of Exchange can be used as collateral for loans.
How to buy Bills of Exchange

  • Bills of Exchange are available at any Bangkok Bank branch nationwide.
  • Bills of Exchange are available to individuals, juristic entities, and financial institutions. All purchasers must be residents of Thailand.
Documents required to purchase Bills of Exchange


Individuals

  • A copy of either your Citizen ID card, certified copy of passport or alien registration papers for non-Thai nationals who have residency status.
  • A copy of the first page of your Bangkok Bank passbook for authorizing Bangkok Bank to credit principal and interest to your account.

Juristic Entities and Financial Institutions

  • Company registration certificate.
  • A copy of the first page of the company’s Bangkok Bank passbook for authorizing the credit of principal and interest to your account.
  • Minutes of a meeting of the company’s board of directors approving the investment in Bangkok Bank’s Bills of Exchange.
  • Citizen ID card of the director who is authorized to act on behalf of the company.
  • Power of Attorney authorizing the director to act on behalf of the company.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone at Tel. 1333.

Bill of Exchange Rates
Click here to view Bill of Exchange Rates

Fixed Deposit Account
Kwan Bualuang Deposit Account
Sinmathaya Subthawee Deposit


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