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Bangkok Bank > Personal Banking > Investments / Fixed > Investor Profile
What kind of an investor are you?

 

We are all individuals, with different investment needs. One person may be saving up for their child’s education. Yet another is preparing for their retirement, which is half a lifetime away. While a third has already quit work – has some savings and wants to get enough income to live comfortably. The person who’s already retired can afford to take less risk than the one who still has 30 years to go and this will affect their investment strategy. Other factors which might affect it are: their  background, their level of investment knowledge and their individual psychology. If you want to achieve your investment goals you need to take three basic steps.

One: Get to know yourself, what you are aiming for and how much risk you are prepared to take to get there.

Two: Make a long term plan to achieve your goal.

Three: Put your plan into practice.

So that you can take the first step towards self-discovery, we have devised a simple quiz, which will help guide you towards the investment strategy which is right for you.


Complete the seven simple questions below and mark one alternative that most describes you.

1. How many years between now and your retirement?
Retired already
Within 5 years
Within 10 years
More than 10 years

2. Have you ever invested in the stock market, or any types of securities?
Yes
Never
No, but I’m a finance graduate

3. What is your main investment objective?
Maintain wealth
Additional income
Certain objectives in the future, such as a retirement plan or an education plan
Haven’t thought about it

4. What proportion will this investment be, compared to your total wealth?
Greater than 75%
Between 50-75%
Between 25-50%
Less than 25%

5. Over what period do you plan to invest?
Less than 1 year
1-5 years
More than 5 years
Haven’t thought about it

6. Do you need to constantly receive income from your investment?
Definitely
Once in a while would be nice
Not important at all

7. If the SET index dropped 30 points in one day, What would be your reaction?
I’m going to get my money out of the market right away
I’ll call my fund manager up, to see what he recommends
Nothing - I can still sleep at night
What is the SET Index, anyway?



 

 

 

 

 

 


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