• The investment amount should be at least 3% of your disposable annual income or 5,000 Bt, whichever amount is lower.
• The investment amount should not exceed 15% of your annual disposable income, and should not be more than 500,000 Bt when combined with provident funds or government pension funds.
• You must make at least one investment per year however; a maximum grace period of one year is acceptable. You can also skip investments if you have no disposable income for that particular year.
• All investments must be held continuously for a minimum of five years and can be redeemed when you reach the age of 55 years or older.

Bualuang Flexible RMF
The Bualuang Flexible Mutual Fund is a type of retirement fund suitable for a long-term investment. Zero to 100 percent of the fund's NAV, is diversified and is invested in hybrid debt-equity instruments, debt instruments, deposits, or other financial assets.

Bualuang Fixed-income RMF
The Bualuang Fixed-income Retirement Mutual Fund is a type of retirement fund suitable for a medium to long-term investment. The fund’s NAV is diversified and is invested in debt instruments, deposits, or other financial assets as approved by the SEC.

Bualuang Equity 25% RMF
The Bualuang Equity 25% Retirement Mutual Fund will be diversified and invested in average of not less than 75% of the fund's net asset value in accounting year in debt instruments, deposits, or other financial assets as approved by the SEC.

Bualuang Infrastructure RMF
The Bualuang Infrastructure RMF will invest at least 65 percent of its net asset value (NAV) in shares of companies with businesses linked to Thailand’s infrastructural development.