Get a better credit line
With Bualuang Home Loans, you can refinance and pay off your existing mortgage with a new loan. You can refinance your first mortgage at a lower rate and you may receive a credit line of up to 100% of your outstanding loan. Otherwise we will match the current loan balance on your existing loan and Bangkok Bank will redeem the mortgage. Find out more about how we process loans.

Lower your monthly payments with low interest rates
Bualuang Home Loans offer lower rates which could dramatically cut your monthly payments. You can choose to repay installments over a minimum of five years up to 30 years. Refinancing for a shorter term, however, allows you to save on interest payments over the life of your loan.

One of the important things to keep in mind is that refinancing carries with it the same costs as taking out a new loan. For more details, look at our Fees Table.