Bangkok Bank’s Bualuang Home Loan for judges and state prosecutors extends the maximum age for loan repayment to 65 years of age, up from the usual 60 years of age, allowing for longer repayment terms.

We also offer a range of reduced interest rate options and after the first three years the floating interest rate is MLR – 0.75% for the remaining borrowing years.

You can also borrow up to 100% of the property’s appraised value.

The current lending rates for judges and state prosecutors are:

Duration :	From July 1 - September 30, 2008
Interest Rates :	Option 1: 1st year = 3%  Option 2: 1st year-2nd year = 5%   Option 3: 1st year-3rd year = MLR-1.25% MLR-0.75% for the remainder of the loan term.
Total Loan :	You can also borrow up to 100% of the purchasing price but not over 100% of the property’s appraisal value. (In case of the purchasing price of the property is from 10 MB, the maximum credit limit will be not over 70% of the purchasing price.)
Fees:	Free- Property appraisal value (usually 2,500Bt) Free- Management fee (usually 0.5% of total loan)

• Applicants must be
  
  - Judges who are active in the law and are registered with the Constitutional Court, the Court of
    Justice, the Administrative Court, or the Military Court including Muslim judges or Gadi (also
    known as Qazi and Kadi) in Satun, Yala, Pattani, and Narathiwat
  
  - State prosecutors who are active in the law as outlined in the duties for the Office of the
    Attorney General in Thailand

Remarks: This excludes administrative officers who work for the Office of the Attorney General in Thailand.

• Applicants must earn an income of at least 20,000 Bt per month.
• Applicants must have a good credit history with the credit bureau and must not be under investigation for breaking ethical professional practices.

Applications are subject to credit policies and decision of the bank