1. Once you have submitted your loan application together with the required documents, the bank officer will look into your capacity to make loan repayments. Factors such as your income, expenses, debts, and collateral will be considered to determine the appropriate loan amount.

2. The branch officer will send your loan application form and supporting documents to the Consumer Center for approval. The following factors will be considered:

• The purpose of the loan
• The borrower suitability measured against the loan criteria 
• The borrower’s capacity to make loan repayments 
• The type and value of the collateral offered
  

3. Our Appraisal and Mortgage Center will make an appointment to visit your property within seven days from the day you submit your loan application.

4. After having considered your supporting documents, the officer will inform you of the outcome of the loan application. This process normally takes around 14 days from the day you submit your loan application.

5. The bank will make an appointment with you to sign the loan and mortgage contracts at the Land Department. In the event the loan has co-borrowers, the appointment should be made with them as well. You will be informed of the required fees, for which you will have to prepare payment.

If you have any questions, please read our FAQ section or call Bualuang Phone on 1333, 24 hours a day. You can also request that an officer from Bangkok bank call you back about your loan information request.