Cheque Clearing

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	Cheque Clearing

		Bangkok Bank - a part of everyday life
		Our latest cheque clearing technology, systems and service helps us give you the speed and efficiency that you deserve.


	A Pioneer in Cheque Technology
	Bangkok Bank is a pioneer in cheque processing with technology and systems that serve as a model for other banks in Thailand. In 2000, the bank was awarded the ISO 9002 certificate and in 2003 it became the first Thai bank to be awarded the ISO 9001:2000 certificate which was later extended by three years in 2006. This means that our cheque operations are rated as world class. The Bank has excelled in providing efficient, accurate and reliable services so that the benefits can be passed on to you.

Clear Next Day

We accept cheques from any of the other banks in Thailand between 8.30 am to 3.30 pm Monday to Friday. To ensure Interbank cheques are cleared the following day you need to deposit the cheque before 2.00 pm*.

* Please note that clearing times can vary according to the different cheque center zones in provincial areas.

Cheque Cashing Service

Bangkok Bank�s cheque cashing service provides you with a convenient way to receive cash immediately from a cheque drawn on a Bangkok Bank account. Funds will be available immediately. However, the cheque must not be post-dated and funds must be available to pay the cheques. Please present your ID or passport for the service.

The details of service fee and information as followings:

Service

Branch	Service Hours	Credit limit per cheque
Bank Branches Nationwide	8.30 am to 3.30 pm Monday - Friday (Except Holidays)	300,000 Bt
Branches with Extra Hours	As Bank Branch Announcement	300,000 Bt
Micro Branches	10.00 am to 5.00 pm Monday - Friday (Except Holidays)	100,000 Bt

Fees

In the same region	- 10 Bt for every 10,000 Bt (minimum 20 Bt)
Across region	- 20 Bt for every 10,000 Bt (minimum 20 Bt) + transaction fee of 20 Bt

Returned Cheques

If you write a cheque and it is refused because of insufficient funds,however you can protect your cheques from being returned by using an automated transfer from savings to current account (overdraft protection). You can only carry out one automated transfer per day, with a maximum charge of 30 Bt.

Returned Cheques: per cheque

If funds in the account fall below the value of the cheque or the limit set by the bank
Fee: 0.20% of the face value (minimum 300 Bt)
If funds in the account are insufficient due to an uncleared cheque
Fee: 200 Bt

For more information, please call Bualuang Phone service on 1333 or (66) 0-2645-5555.

Cash cheques on the spot

Our advanced electronic system in the Bangkok metropolitan area enables Bangkok Bank cheques issued within the same region - to be cleared and cashed straight away.

Tips on Cheques

See our Tips to find out more on safety, speed and efficient cheque services at Bangkok Bank.

Did you know?

Bangkok Bank cheques issued in provincial areas can be cleared the following day if you deposit the cheques at any Bangkok Bank branch in Bangkok Metropolitan areas before 3.30 pm.


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