Form 56-1 One Report / Annual Report and Sustainability Report

Form 56-1
One Report 2023

Full Report (Download) Attachments

Sustainability Report 2023

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Sustainability Report 2022

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Form 56-1 One Report 2021

Full Report Attachments

Sustainability Report 2021

Full Report

*Form 56-1 One Report is available from 2021 onwards.

Annual Report 2020

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Sustainability Report 2020

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Annual Report 2019

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Sustainability Report 2019

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Financial Information

Key Financial Position and Statement of Comprehensive Income (Million Baht)

Y 2021

Y 2022

Y 2023

Total assets

4,333,281

4,421,752

4,514,484

Loan

2,588,339

2,682,691

2,671,964

Deposit

3,156,940

3,210,896

3,184,283

Non-performing loan (Gross NPL)/1

101,103

97,188

85,955

Net interest income

82,156

102,223

130,860

Non-interest income

52,385

36,672

36,627

Operating expenses

67,266

69,019

81,775

Expected credit loss

34,134

32,647

33,666

Net profit/2

26,507

29,306

41,636

Total comprehensive income/2

50,394

20,251

33,172

Key Financial Ratio (%)

Y 2021

Y 2022

Y 2023

Loan to deposit ratio

82.0

83.5

83.9

Gross NPL to total loans ratio/1

3.2

3.1

2.7

Allowance for expected credit loss to NPL ratio/1

225.8

260.8

314.7

Total capital adequacy ratio (Basel III)/3

19.6

19.1

19.6

Tier 1 capital to risk-weighted assets (Basel III)/3

16.0

15.7

16.1

Common equity tier 1 capital to risk-weighted assets (Basel III)/3

15.2

14.9

15.4

Return on average assets (ROA)/2

0.65

0.67

0.93

Return on average equity (ROE)/2

5.62

5.86

8.01

Net interest margin (NIM)

2.10

2.42

3.02

Net fees and service income to operating income

21.7

19.8

16.3

Cost to income ratio

50.0

49.7

48.8

Other Information

Y 2021

Y 2022

Y 2023

Number of staff/4

22,692

21,294

20,917

Number of domestic branches

1,059

891

847

Number of ATM machines

8,675

7,957

7,263


Consolidated

/1 Including interbank and money market lending
/2 Attributable to owners of the Bank
/3 As defined by the Bank of Thailand
/4 Excluding PT Bank Permata Tbk
Year 2024

Financial Statements

Assets and Liabilities (C.B. 1.1)

1st Quarter (Unreviewed)

Financial Statements Financial Results

March February January

 

 

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