Term Loan (M/L)

You can apply for a term loan to expand your factory or business, buy new machinery, build an office or invest in fixed assets. The regular monthly repayments make it easy to plan your finances.

Key Benefits

  • Flexibility to suit your business objectives
  • Easy to manage your cash flow with fixed monthly installments
  • Easy to make payments with our direct debit service
  • Available for both individual and juristic person customers

Type of Loan

Long-term loans with repayment terms longer than one year for every business type. You can take out a loan to invest in a new business, improve business efficiency, or buy fixed assets such as land, building or machinery.

Credit Line

As per Bangkok Bank’s conditions

Loan Term

Up to seven years

Collateral

Deposits, property or movable property

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Authorization to Bangkok Bank to check National Credit Bureau record
  • Other conditions as specified by Bangkok Bank


Required Documents




Required documents

               Individual  

         Juristic person  

 Borrower/
 co-borrower

 Guarantor/
 spouse

   Juristic
   person

Authorized signatory/ shareholders who hold more than 20% of total stock
Identification documents
A copy of your ID card

-

A copy of your housing registration record

-

A copy of your changed name/surname certificate
(if applicable)

 

 

-

 

A copy of your marriage/
divorce certificate
(if applicable)

 

 

 

A copy of the trade or commercial registration papers

-

-

-

A copy of the certificate of association for business purposes and articles of association issued by the Commerce Ministry (not more than one month old)

-

-

-

The Memorandum and Articles of Association
(not more than three months old)

-

-

-

List of shareholders
(not more than three months old)

-

-

-

Certificate of the company’s seal

-

-

-

Financial documents
A copy of bank account activity for the past six months 

-

Copies of company financial statements for the past three years

-

-

-

A copy of VAT records
(dating back for six months)

-

-

-

Collateral documents
A copy of the documents of ownership to be pledged as collateral e.g. land deed, ownership of building (if the land has any building), deposit pass book (if using a deposit as collateral)

    

-

-


Remark: Bangkok Bank reserves the right to approve loans under its terms and conditions

Type of Loan

Long-term loans with repayment terms longer than one year for every business type. You can take out a loan to invest in a new business, improve business efficiency, or buy fixed assets such as land, building or machinery.

Credit Line

As per Bangkok Bank’s conditions

Loan Term

Up to seven years

Collateral

Deposits, property or movable property

Qualifying Criteria

  • Individual business owner or juristic person
  • Age 20-65 years old (for individual customers)
  • Good business performance and financial record
  • Authorization to Bangkok Bank to check National Credit Bureau record
  • Other conditions as specified by Bangkok Bank


Required Documents




Required documents

               Individual  

         Juristic person  

 Borrower/
 co-borrower

 Guarantor/
 spouse

   Juristic
   person

Authorized signatory/ shareholders who hold more than 20% of total stock
Identification documents
A copy of your ID card

-

A copy of your housing registration record

-

A copy of your changed name/surname certificate
(if applicable)

 

 

-

 

A copy of your marriage/
divorce certificate
(if applicable)

 

 

 

A copy of the trade or commercial registration papers

-

-

-

A copy of the certificate of association for business purposes and articles of association issued by the Commerce Ministry (not more than one month old)

-

-

-

The Memorandum and Articles of Association
(not more than three months old)

-

-

-

List of shareholders
(not more than three months old)

-

-

-

Certificate of the company’s seal

-

-

-

Financial documents
A copy of bank account activity for the past six months 

-

Copies of company financial statements for the past three years

-

-

-

A copy of VAT records
(dating back for six months)

-

-

-

Collateral documents
A copy of the documents of ownership to be pledged as collateral e.g. land deed, ownership of building (if the land has any building), deposit pass book (if using a deposit as collateral)

    

-

-


Remark: Bangkok Bank reserves the right to approve loans under its terms and conditions



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