Loans for Professionals

Special deals for professionals with discounted rates

We’re offering special low interest rates on our Bualuang Home Loans to certain groups of professionals. Loans can be used to buy a residential property (excluding empty land and leasehold land), build a house or refinancing.

Available Loans

  • Bualuang Home Loans
  • Bualuang Poonphol

Key Features

  • Credit Lines:
    • You can borrow up to 100% of the purchasing price, but not more than 100% of the property’s appraisal value.
    • If the purchasing price of the property is over Baht 10 million, the maximum credit limit is up to 80% of the purchasing price.
    • You can also obtain an additional loan for Home 1st credit protection insurance and fire protection insurance on top of your credit ceiling.

  • Loan Repayment:
    • The term cannot exceed 30 years (up to 35 years for permanent employees only) or, when the borrower's current age and the term are added together, it should not be more than the maximum age limit of 65 years.
    • You can choose repayment option choices – either via step installment or a flat rate plan.

  • Collateral: A land title or residential property title (excluding leaseholds and bare land)

  • Fees: Appraisal fee and management fee waived


Qualifying Criteria

The loan is available to the following professions:

Medical professionals
  • Registered medical doctors, specialist doctors, dentists, veterinarians, or pharmacists with a regular income.
Judges and State Prosecutors
  • Judges who are active in the law and registered with the Constitutional Court, the Court of Justice, the Administrative Court, or the Military Court including Muslim judges or Gadi (also known as Qazi and Kadi) in Satun, Yala, Pattani, and Narathiwat.
  • State Prosecutors who are active in the law as outlined in the duties for the Office of the Attorney General in Thailand.


Remark: This excludes administrative officers who work for the Office of the Attorney General in Thailand.

Pilots
  • Pilots, co-pilots or assistant pilots of a commercial airline or Thai nationals who have a commercial pilot license or flight engineer license from the Department of Civil Aviation, Ministry of Transport and Communications.

To qualify for a Professional Loan, you must:

  • Earn a total income of 20,000Bt per month
  • Have a good credit history with the Credit Bureau
  • Not be under investigation for breaking ethical professional practices

Bualuang Home Loans Interest Rates
View more details about interest rates (Effective from 1 July - 30 September 2018)

Take out a Bualuang Poonphol Loan for:

  • Home decorations
  • Home renovations
  • Education
  • Personal consumption


Key Features

  • Credit Lines: Up to 100% of the appraisal value but not more than 100% of the value of the purchase that will be funded by the loan

  • Loan Repayment: Up to 10 years (the loan term added to the applicant’s age cannot exceed 65 years)

  • Collateral: A land title or residential property title (excluding leaseholds)

  • Fees: Waived appraisal fee and management fee

Bualuang Poonphol  Interest Rates
View more details about interest rates (Effective from 1 July - 30 September 2018)

You can speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs and how to apply.

Key Features

  • Credit Lines:
    • You can borrow up to 100% of the purchasing price, but not more than 100% of the property’s appraisal value.
    • If the purchasing price of the property is over Baht 10 million, the maximum credit limit is up to 80% of the purchasing price.
    • You can also obtain an additional loan for Home 1st credit protection insurance and fire protection insurance on top of your credit ceiling.

  • Loan Repayment:
    • The term cannot exceed 30 years (up to 35 years for permanent employees only) or, when the borrower's current age and the term are added together, it should not be more than the maximum age limit of 65 years.
    • You can choose repayment option choices – either via step installment or a flat rate plan.

  • Collateral: A land title or residential property title (excluding leaseholds and bare land)

  • Fees: Appraisal fee and management fee waived


Qualifying Criteria

The loan is available to the following professions:

Medical professionals
  • Registered medical doctors, specialist doctors, dentists, veterinarians, or pharmacists with a regular income.
Judges and State Prosecutors
  • Judges who are active in the law and registered with the Constitutional Court, the Court of Justice, the Administrative Court, or the Military Court including Muslim judges or Gadi (also known as Qazi and Kadi) in Satun, Yala, Pattani, and Narathiwat.
  • State Prosecutors who are active in the law as outlined in the duties for the Office of the Attorney General in Thailand.


Remark: This excludes administrative officers who work for the Office of the Attorney General in Thailand.

Pilots
  • Pilots, co-pilots or assistant pilots of a commercial airline or Thai nationals who have a commercial pilot license or flight engineer license from the Department of Civil Aviation, Ministry of Transport and Communications.

To qualify for a Professional Loan, you must:

  • Earn a total income of 20,000Bt per month
  • Have a good credit history with the Credit Bureau
  • Not be under investigation for breaking ethical professional practices

Bualuang Home Loans Interest Rates
View more details about interest rates (Effective from 1 July - 30 September 2018)
Take out a Bualuang Poonphol Loan for:
  • Home decorations
  • Home renovations
  • Education
  • Personal consumption


Key Features

  • Credit Lines: Up to 100% of the appraisal value but not more than 100% of the value of the purchase that will be funded by the loan

  • Loan Repayment: Up to 10 years (the loan term added to the applicant’s age cannot exceed 65 years)

  • Collateral: A land title or residential property title (excluding leaseholds)

  • Fees: Waived appraisal fee and management fee

Bualuang Poonphol  Interest Rates
View more details about interest rates (Effective from 1 July - 30 September 2018)
You can speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs and how to apply.
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