- Credit Lines: You can refinance your first mortgage at a lower rate and receive a credit line of up to 100% of your outstanding loan.
- Loan Repayment: You can choose to repay installments for a minimum of five years or up to 30 years.
- Collateral: You can use a land title or residential property title as collateral (excluding leaseholds).
- Appraisal Fee – 3,000Bt (exclude VAT)
- Management Fee – Free
All you need is a good repayment history for six consecutive months.
Bualuang Home Loans offer lower rates which could dramatically cut your monthly payments.
*Refinancing for a shorter term allows you to save on interest payments over the life of your loan. Please bear in mind that refinancing carries with it the same costs as taking out a new loan.
You can speak with one of our dedicated Home Loan Specialists at any Bangkok Bank branch – they can advise you on the loan that best suits your needs and how to apply.