Opening an account

A Bangkok Bank account will make your life in the Kingdom much easier.

The type of account you can open depends upon how long you intend to stay in the Kingdom and your corresponding immigration visa. More information on account requirements is detailed below – you can also visit your nearest branch today to discuss your situation with one of our branch staff.

In Thailand for a short time?

Staying for a long time?

Even if you are only visiting Thailand for
a relatively short period of time, you can open a savings account and get a debit
card to use for shopping and ATM withdrawals. All you will need to provide
is your passport and one other official identification document – for example,
a reference letter from your embassy,
your home bank or a person acceptable
to the bank.

You will also need to provide evidence of your address in Thailand as well as your regular address in your home country.
If you have a work permit, are a permanent resident, or hold a long-stay visa, you can apply for a wider range of services such as a cheque account, internet banking and online international funds transfer services.

Savings Account
A savings account can be opened with a minimum deposit of 500Bt. Interest is calculated daily and will be credited to your account every six months. Accounts which become dormant with a balance below 2,000Bt will attract a monthly service charge.

When you open a savings account, you can opt to receive a handy Be1st Visa Debit card. You can use your card to withdraw cash, pay bills, or shop online or anywhere displaying the  sign. 

The Be1st Visa Debit Smart card is the first debit card in Thailand to use the latest EMV chip technology to keep your cash secure! This card can be used at Bangkok Bank ATM’s showing the Be1st Smart identification and online or at stores showing the  sign.

Current Account
If you are a resident or are working in Thailand, with just a minimum deposit of 10,000Bt you can open a Bangkok Bank current account and be issued with personalized cheques. A monthly service charge may apply if the average balance is below 1,000Bt.

Fixed Deposit Account
To open a fixed deposit account with a range of deposit terms of up to three years, all you need is a minimum deposit of 2,000Bt. Please visit our latest deposit interest rates page to compare deposit rates.

Foreign Currency Deposit Account
With a Foreign Currency Deposit (FCD) account, you can hold your funds in any of 14 currencies: USD, CNY, EUR, GBP, JPY, SGD, HKD, AUD, NZD, CHF, CAD, DKK, NOK, and SEK. This enables you to manage your foreign currency payments and income more effectively by minimizing risks from fluctuations in foreign currencies.

FCD account can be a savings, fixed deposit or current account, needing an initial opening deposit of USD 1,000 or the equivalent. Please note, the foreign currency deposit account can only be opened at certain branches - click here  to find your closest branch. You may also wish to view the Deposit and Withdrawal Fees, or other Conditions and Fees for the FCD account service.

Non-Resident Baht Account
A non-Resident Baht account may be useful if you plan to transfer funds to Thailand for investment purposes and intend to repatriate your funds in the future. Transactions are recorded in accordance with Bank of Thailand regulations.

Please note, this account is not appropriate for daily use as all transactions are manual and can only be made at the Head Office branch on Silom Road, Bangkok.

  1. Foreigner with a Work Permit
    • Passport
    • Work Permit

  2. Foreigner with Long-stay or Tourist Visa
    • Passport and one of the following documents:

      2.1 An official document from another country, such as a document from the
            relevant agency giving evidence of the customer’s right to receive pension
            funds, OR a letter of reference from one of the following:
        • Embassy or international organization
        • Customer’s home bank to Bangkok Bank via the SWIFT messaging network
        • Person acceptable to Bangkok Bank e.g. branch officer, customer, government officer or company executive
        • Educational institution located in Thailand and acceptable to the bank
        • Company that is acceptable to the bank, confirming the customer is in the process of getting a work permit

           2.2 Other documents that show the name of the customer e.g. a document
                 showing the ownership of real estate in Thailand such as a unit in a 
                 condominium

Savings Account
A savings account can be opened with a minimum deposit of 500Bt. Interest is calculated daily and will be credited to your account every six months. Accounts which become dormant with a balance below 2,000Bt will attract a monthly service charge.

When you open a savings account, you can opt to receive a handy Be1st Visa Debit card. You can use your card to withdraw cash, pay bills, or shop online or anywhere displaying the  sign. 

The Be1st Visa Debit Smart card is the first debit card in Thailand to use the latest EMV chip technology to keep your cash secure! This card can be used at Bangkok Bank ATM’s showing the Be1st Smart identification and online or at stores showing the  sign.

Current Account
If you are a resident or are working in Thailand, with just a minimum deposit of 10,000Bt you can open a Bangkok Bank current account and be issued with personalized cheques. A monthly service charge may apply if the average balance is below 1,000Bt.

Fixed Deposit Account
To open a fixed deposit account with a range of deposit terms of up to three years, all you need is a minimum deposit of 2,000Bt. Please visit our latest deposit interest rates page to compare deposit rates.

Foreign Currency Deposit Account
With a Foreign Currency Deposit (FCD) account, you can hold your funds in any of 14 currencies: USD, CNY, EUR, GBP, JPY, SGD, HKD, AUD, NZD, CHF, CAD, DKK, NOK, and SEK. This enables you to manage your foreign currency payments and income more effectively by minimizing risks from fluctuations in foreign currencies.

FCD account can be a savings, fixed deposit or current account, needing an initial opening deposit of USD 1,000 or the equivalent. Please note, the foreign currency deposit account can only be opened at certain branches - click here  to find your closest branch. You may also wish to view the Deposit and Withdrawal Fees, or other Conditions and Fees for the FCD account service.

Non-Resident Baht Account
A non-Resident Baht account may be useful if you plan to transfer funds to Thailand for investment purposes and intend to repatriate your funds in the future. Transactions are recorded in accordance with Bank of Thailand regulations.

Please note, this account is not appropriate for daily use as all transactions are manual and can only be made at the Head Office branch on Silom Road, Bangkok.

  1. Foreigner with a Work Permit
    • Passport
    • Work Permit

  2. Foreigner with Long-stay or Tourist Visa
    • Passport and one of the following documents:

      2.1 An official document from another country, such as a document from the
            relevant agency giving evidence of the customer’s right to receive pension
            funds, OR a letter of reference from one of the following:
        • Embassy or international organization
        • Customer’s home bank to Bangkok Bank via the SWIFT messaging network
        • Person acceptable to Bangkok Bank e.g. branch officer, customer, government officer or company executive
        • Educational institution located in Thailand and acceptable to the bank
        • Company that is acceptable to the bank, confirming the customer is in the process of getting a work permit

           2.2 Other documents that show the name of the customer e.g. a document
                 showing the ownership of real estate in Thailand such as a unit in a 
                 condominium

Tips/Useful Info
When you open your account, you can enroll for access to internet banking. Phone banking is also available to all account holders. 

You can receive SMS notifications for any inward international funds transfer - sign up for the SMS Remittance Alert today!

Bangkok Bank's SWIFT address is BKKBTHBK.
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