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Key Benefits

Two options to suit your needs – Bualuang Perm Sub Loan (Term Loan) and Bualuang Poon Sub Loan (Revolving Loan)

Ready Cash

Credit limit of up to three times your monthly income (minimum of 20,000 and maximum of 2 million baht).

Bualuang Perm Sub Loan
Once approved, the funds will be credited directly to your account.

Bualuang Poon Sub Loan
Get your cash in minutes with withdrawals using your Be1st Smart card.

Flexible Repayments

Bualuang Perm Sub Loan
Repay by installment for up to 5 years. With fixed payments throughout the contract you can manage your finances conveniently.

Bualuang Poon Sub Loan
Repay monthly starting at 500 baht or a minimum of 5% of the outstanding loan amount. If no withdrawal is made, no interest is charged.

Easy Application

Boost your liquidity. Easy to apply with one-time signup and access to fast cash anytime.

Loan Details

Key Features
  • Purpose of Loan: Available for small business operation
  • Type of Loan: Bualuang Perm Sub Loan (Term Loan) and Bualuang Poon Sub Loan (Revolving Loan)
  • Credit Limit: 200,000 baht - 2,000,000 baht
  • Interest Rate: 8% - 15% p.a.
  • Loan Term: Up to five years (minimum one year)
  • Collateral: The TCG fully guarantees the loan, and/or full personal guarantee required, or no collateral required
Qualifying Criteria
  • Individual business owner holding Thai nationality: Age 20-65 years old
  • Operating a business in a specific location with documentary proof of the authenticity of the business operation
  • Operating a business which is not in breach of local laws or moral standards
  • For a credit limit not exceeding 200,000 baht: No guarantee obligations with the TCG on the date of the guarantee application, except the TCG’s credit guarantee for micro entrepreneur scheme, with fixed assets (not including land) up to 5,000,000 baht
  • For a credit limit of more than 200,000 baht - 2,000,000 baht: Has fixed assets (not including land) of up to 200 million baht
  • Passed customer risk assessment criteria set by the TCG
Fees

Bualuang Perm Sub Loan

Bualuang Poon Sub Loan
  • No Management Fee
  • Duty Stamp Fee 0.05% of the approved loan amount
  • Early Repayment Fee 2% of the outstanding loan amount if payout within the first year
  • Statement Request Fee (longer than three months) 200 baht/issue
  • TCG Guarantee Fee 1% - 2% of the approved loan amount*
  • No Management and Annual Fee
  • No Duty Stamp Fee
  • Statement Request Fee (longer than three months) 200 baht/issue
  • No charge for cash withdrawal from Bualuang Poon Sub Loan via Bualuang ATM
  • TCG Guarantee Fee 1% - 2% of the approved loan amount*

*Fees are waived for Supply Chain customers with statements and buying-selling reports via Bangkok Bank.
Required Documents

Required Documents

Borrower

Guarantor/Spouse

A copy of Citizen ID card and house registration

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A copy of name/surname change certificate (if any)

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A copy of marriage/divorce certificate (if any)

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Evidence of business operation registration*

 

 
  • Certificate of limited partnership/company registration and objectives (no more than 30 days)

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  • A copy of trade or commercial registration

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  • A copy of Por Por 30 form

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A copy of bank statement for the past 6 months*

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A copy of rental contract (no more than one year) if a rental office*

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A copy of the front page of the savings account to which the loan will be transferred (Bualuang Perm Sub Loan)

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A copy of the Be1st Smart card registered for the loan account
(Bualuang Poon Sub Loan)

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*Documentary requirements are waived for Supply Chain customers with statements and buying-selling reports via Bangkok Bank.
How to apply
  • Apply online: Just complete the Form and we will contact you.

  • Apply at any Bangkok Bank branch: Just complete the Application Form and submit along with the required documents

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