Key Benefits

Two options to suit your needs – Bualuang Perm Sub Loan (Term Loan) and Bualuang Poon Sub Loan (Revolving Loan)

Ready Cash

Credit limit of up to three times your monthly income (minimum of 20,000 and maximum of 500,000 baht).

Bualuang Perm Sub
Once approved, the funds will be credited directly to your account.

Bualuang Poon Sub
Get your cash in minutes with withdrawals using your Be1st Smart card.
Apply once to get flexible credit line and boost your liquidity.

Flexible Repayments

Bualuang Perm Sub
Repay by installment for up to 2 years. With fixed payments throughout the contract you can manage your finances conveniently.

Bualuang Poon Sub
Repay monthly starting at 5% of the outstanding loan amount but not less than 500 baht. If no withdrawal is made, no interest is charged.

Easy Application

Apply via Mobile Banking Application, go to ‘Apply Loan’ and select ‘Loan for SME with Commercial Transaction’
Get quick approval within 1-3 working days.

Loan Details

Key Features
  • Purpose of Loan: Available for business operation
  • Type of Loan: Bualuang Perm Sub (Term Loan) and Bualuang Poon Sub (Revolving Loan)
  • Credit Limit: 20,000 baht - 500,000 baht
  • Interest Rate: 9% - 14% p.a.
  • Loan Tenor:
    • Bualuang Permsub 1-2 years 
    • Bualuang Poonsub review yearly
  • Collateral: no collateral required 
Qualifying Criteria
  • Individual business owner holding Thai nationality with age from 20 years old and up to 65 years old at the end of the loan tenor
  • Operating a business in a specific location
  • Operating a business which is not in breach of local laws or moral standards
  • Qualified as SME with Commercial Transactions based on Bangkok Bank’s criteria
Fees

Bualuang Perm Sub Loan

Bualuang Poon Sub Loan

  • Front End Fee 3% of the approved loan amount
  • Duty Stamp Fee 0.05% of the approved loan amount 
  • Early Repayment Fee - Waived
  • Front End Fee 3% of the approved loan amount
  • Duty Stamp Fee 0.05% of the approved loan amount 
  • No charge for cash withdrawal from Bualuang Poon Sub Loan via Bualuang ATM

Required Documents
  • Documentary requirements are waived for Supply Chain customers with statements and buying-selling reports via Bangkok Bank.
Detailed Product Information
How to apply
  • Apply online: via Bangkok Bank Mobile Banking

TOOLS & ASSISTANCE

We are ready to help you.

TOOLS & ASSISTANCE

We are ready to help you.

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