Measures to assist customers affected by COVID-19
We are committed to helping consumers and businesses withstand the effects of the COVID-19 pandemic with supportive measures to alleviate financial burdens and manage challenges arising from the crisis.
- The minimum payment rate for credit card customers is reduced to 5% (from 10%) until December 31, 2021. This measure automatically applies to all types of Bangkok Bank credit cards without registration.
- Customers can register for a suspension of principal and interest payments for a period of three months with a special interest rate adjustment to 12%.
- Customers can register to convert their purchases into 48 installments with a special interest rate adjustment to 12%.
- Customers can register to turn their outstanding debt into an installment with a special interest rate adjustment to 12% and can use the available credit limit with a regular interest rate.
- Customers can apply for a minimum installment payment, based on their payment ability.
- Customers can apply to turn into a term loan with 48 installments or to extend their payment period, based on their payment ability with an interest rate of up to 22% per annum.
- Customers can register to reduce their installment payments by at least 30% with an interest rate of up to 22% per annum.
Mortgage loans and home equity loans
- Customers can apply to defer payment of principal and interest for three months or
- Customers can apply to defer the payment of their principal (paying interest only) for three months or
- Customers can apply to extend their payment period with reduced principal and interest installments.
SME business loans
Customers whose credit not over 100 million baht
- Eligible for a suspension of principal and interest for a period of six months without requiring registration
Customers whose credit not over 500 million baht, offered soft loan to support liquidity
- Able to borrow loan up to 20% of outstanding balance as of December 31, 2019
- Fixed interest rate of 2% per annum for 2 years with 0% interest for the first 6 months
For more information, please contact our relationship officer at business center you borrowed the loan.
Customers of more than one loan can apply for all loan types according to the above conditions. Customers can make their requests via the website or visit a Bangkok Bank branch or business center from July 1 – December 31, 2020.
The Bank reserves the rights to apply conditions and provides supportive measures to qualified customers.
View details in our news below