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Enjoy shopping with discounts

Free! Waiver of card fees worth up to 300 baht

Fee waiver for the first year’s annual fee of 200 baht and entrance fee or physical card issuance fee of 100 baht when applying for the card via Bangkok Bank Mobile Banking. From December 1, 2024 – November 30, 2025

Get 5% discount

When making purchases at The Mall Group department stores or making purchases of 800 baht/sales slip at Gourmet Market

Earn up to 2X M Points

When spending at The Mall Group department stores (Get 1 M Point for every 25 baht spent)

Get M Cash coupon

  • Get 100 baht M Cash coupon when making purchases of 500 baht/sales slip (Excludes Beauty Hall).
  • Get 200 baht M Cash coupon when making purchases of 1,000 baht/sales slip at Beauty Hall at The Mall Group department stores.

From January 1, 2025 - December 31, 2025.

Product Information

The co-branded debit card with The Mall Group offering convenience when making transactions is available as
Bangkok Bank M Visa physical debit card and Bangkok Bank M Visa Digital debit card (physical or virtual)




Bangkok Bank M Visa debit card

  •  Shop conveniently and confidently at physical stores or online stores that accept chip cards and display the symbol 
  • Make withdrawals, transfers, payments and other transactions securely with CHIP & 6-digit PIN technology at all ATMs nationwide and worldwide that display 
  • Shop conveniently with contactless (contactless symbol) payments. Simply wave your card to pay at any store with   anywhere in the world.


Bangkok Bank M Visa digital debit card (virtual card)

  • Apply for the virtual card easily using Bangkok Bank Mobile Banking and activate it on the app for immediate use.
  • Make online purchases with confidence. The card number, expiry date and CVC/CVN will be only shown on Bangkok Bank Mobile Banking.
  • Be secure and confident with every online purchase - you can change the purchase limit, enable or disable and suspend or cancel your card 24 hours a day via Bangkok Bank Mobile Banking.

Bangkok Bank M Visa digital debit card (physical card)

  • Shop conveniently and confidently at physical stores or online stores that accept chip cards and display the symbol  
  • Make withdrawals, transfers, and payments securely with CHIP & 6-digit PIN technology at all ATMs nationwide and worldwide that accept chip cards and display 
  • Shop conveniently with contactless (contactless symbol) payments. Simply wave your card to pay at any store with the (contactless symbol) anywhere in the world.

4 Easy steps to use contactless payment

The physical debit card has a contactless function with symbol . Just wave your card at a card reader showing symbol to make purchases at merchants anywhere in the world that accept contactless payments. You can use contactless payments for purchases of up to 1,500 baht/transaction without a signature. (If your purchase is over 1,500 baht/transaction, you are required to swipe the card and authorize the transaction with your signature or PIN.)

1. Look for this symbol at point-of-sale terminals and inform the salesperson that you would like to make a contactless payment with a Be1st Digital debit card

2. Check the purchase value displayed on the card reader before waving your card. If the value is incorrect, please inform the salesperson to correct the transaction immediately.

3. Wave your card at a card reader to pay

4. Hold the card until you see “Approved” or a green light, or hear a beep. Then, you will receive a sales slip as proof of payment.

More Information

Benefits

Terms and conditions


Receive special discounts and benefits for all spending.

M Cash Coupon

Get a 100 baht M Cash coupon when making purchases of 500 baht/sales slip with a Bangkok Bank M Visa debit card or a Bangkok Bank M Visa digital debit card at The Mall Lifestore, The Mall Korat, Emporium, EmQuartier, Emsphere and Paragon from January 1, 2025 - December 31, 2025.

Terms and conditions

  • Get a 100 baht M Cash coupon when you make purchases of participating products or services worth 500 baht/sales slip with your Bangkok Bank M Visa debit card or Bangkok Bank M Visa digital debit card at The Mall Group department store, Power Mall, Gourmet Market and Home Fresh Mart from January 1, 2025 - December 31, 2025. The offer is not available at Beauty Hall and online purchases via M Chat & Shop, Call To Order, Live Personal Shopper, Gourmet Eats, or for alcoholic beverages, cigarettes, medicine, other products or services restricted by law such as food or nutritional supplements for infants and children which are currently enforced, or may be in the future, gift vouchers, all types of prepaid cards, installment items, items on conditional promotions, partial deposits and rental shops inside the complex.
  • The M Cash coupon is valid until January 31, 2026
  • Limit of 1 coupon/person/all branches/day or a maximum of 2 coupons/person/all branches/month and a limit of 24,000 coupons/all branches throughout the promotion period
  • Customers can redeem the M Cash coupon at the customer service counter in the department store. Please show your receipt or sales slip and the Bangkok Bank M Visa debit card or the Bangkok Bank M Visa digital debit card (the physical card) and your Citizen ID with the same name and surname as the M Card membership (customers can give their mobile number linked to the M Card membership to a customer service staff member)
  • The Mall Group reserves the right to allow one redemption/receipt or per sales slip. The receipt or sales slip that has been used for redemption cannot be used in conjunction with other promotions of Bangkok Bank M Visa debit card or Bangkok Bank M Visa digital debit card.
  • The Mall Group reserves the right for the M Cash coupon to be valid for the next purchase. Customers are required to pay with a Bangkok Bank M Visa debit card or a Bangkok Bank M Visa digital debit card (the physical card) only.
  • The Bank is not involved in the production and/or provision of services and/or the sales and/or import and/or delivery of goods and/or services therefore it is not liable for a loss, malfunction or damage of such products or services. If you encounter any problems, please contact The Mall Group directly.
  • The privilege cannot be transferred, exchanged for cash, or used in conjunction with any other promotions during the same period.
Subject to the terms and conditions of Bangkok Bank and The Mall Group.
The terms and conditions for the M Cash coupons are specified by The Mall Group.
More details can be found at the point of purchase at The Mall Group department store. For more information, please contact Bangkok Bank Call Center 1333.
Beauty Hall

Special privilege for Bangkok Bank M Visa debit card and Bangkok Bank M Visa digital debit cardholders. Get 200 baht M Cash coupon when making purchases of 1,000 baht/sales slip at Beauty Hall at The Mall Lifestore, The Mall Korat, Emporium, EmQuartier, Emsphere and Paragon from January 1, 2025 - December 31, 2025.

Terms and conditions

  • Get 200 baht M Cash coupon when you make purchases of products or services worth 1,000 baht/sales slip with your Bangkok Bank M Visa debit card or Bangkok Bank M Visa digital debit card (the physical card) at Beauty Hall at all branches of The Mall Lifestore, The Mall Korat, Emporium, EmQuartier, Emsphere and Paragon from January 1, 2025 - December 31, 2025
  • Limit of 2 privileges/customer/all branches/month and limit of 3,600 privileges/all branches combined throughout the promotion period
  • The Mall Group reserves the right to limit one M Cash coupon redemption/sales slip. The M Cash coupon value is limited at 200 baht/sales slip or a maximum value of 400 baht/customer/all branches/month. The sales slip that has been used to redeem the coupon cannot be used in conjunction with other promotions of Bangkok Bank M Visa debit card or Bangkok Bank M Visa digital debit card
  • Customers can redeem the M Cash coupon at the customer service counter in the department store. Please show your sales slip and the Bangkok Bank M Visa debit card or the Bangkok Bank M Visa digital debit card (the physical card) and your Citizen ID with the same name and surname as the M Card membership (customers can give their mobile number linked to the M Card membership to a customer service staff member)
  • The Mall Group reserves the right for the M Cash coupon to be used for subsequent purchases. The M Cash coupon is valid until January 31, 2026. Customers are required to pay with a Bangkok Bank M Visa debit card or a Bangkok Bank M Visa digital debit card (the physical card) only
  • The Bank is not involved in the production and/or provision of services and/or the sales and/or import and/or delivery of goods and/or services therefore it is not liable for a loss, malfunction or damage of such products or services. If you encounter any problems, please contact The Mall Group directly.
  • The privilege cannot be transferred, exchanged for cash, or used in conjunction with any other promotions during the same period.

Subject to the terms and conditions of Bangkok Bank and The Mall Group.
More details can be found at the point of purchase at The Mall Group department stores, contact M Card Call Center 02 789 5555 or call Bangkok Bank Call Center 1333.

Transactions made with this card

Transaction

Bangkok Bank ATMs nationwide

Other banks’ ATMs*

Bualuang Phone 1333

Mobile Banking

Withdraw cash

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Transfer funds between your Bangkok Bank accounts or to accounts at other banks

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Check balances for up to 10 accounts registered with Be1st Smart TPN Mastercard

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Buy/sell mutual fund units

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Switch mutual fund units

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Pay tax and utility bills

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Pay for goods and services

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Mobile top up

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Change your PIN

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Specify your daily cash withdrawal/fund transfer limit up to a maximum of 500,000 baht

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Specify your daily purchase limit for up to 150,000 baht

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Cancel your card

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*For international transactions, the ATM must be able to accept chip cards and display .

** Excludes 3rd party funds transfers which requires 3rd party account registration at the branch prior to making the transaction. This also excludes funds transfers to other bank accounts.

** Excludes mutual fund units for tax deduction of BBL Asset Management and all mutual fund units of Bangkok Capital Asset Management.

*** Only applicable at other banks' ATMs that accept chip cards in Thailand.

**** To make cash withdrawal/funds transfer of more than 200,000 baht/day, you are required to change the limit at a Bangkok Bank branch before using the service.

Sales sheets Bangkok Bank M Visa debit
Bangkok Bank M Visa debit card Bangkok Bank M Visa digital debit card

Card Services

More details Credit Card Services

Card Services

More details Credit Card Services

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