Key Benefits

Cost-effective

Conveniently and efficiently manage your income and expenses in a foreign currency

Set your Own Savings Schedule

For a Domestic Foreign Currency (DFCD) account, the deposits may not exceed obligations as  presented in the documents outlining foreign payment obligations. For a Domestic Special Foreign Currency (DSFCD) account, you can deposit currencies and banknotes up to USD5 million, or the equivalent in another currency in all accounts.

Convenient

Receive 24/7 access to your account online via Bualuang iBanking to view account balances and transfer funds into your local baht account.

Qualifications and Documents for Opening an Account

Open an Account

Domestic Special FCD and Domestic FCD enables you to organize your foreign currency earnings from overseas effectively and reduces the risk of exchange rate fluctuations and saves the transaction fees, if you have earnings in foreign currency, and you can buy foreign currency with your local baht to open an account in the exchange rate you prefer.

 

You can open an DSFCD and DFCD account as a Savings, Fixed Deposit or Current Account, with a minimum initial deposit of USD1,000, or the equivalent in another currency. You can deposit in 16 major currencies:

 

  • U.S. Dollar (USD)
  • Chinese Yuan (CNY)
  • Euro (EUR)
  • British Pound (GBP)
  • Japanese Yen (JPY)
  • Hong Kong Dollar (HKD)
  • Australian Dollar (AUD)
  • New Zealand Dollar (NZD)
  • Swiss Franc (CHF)
  • Canadian Dollar (CAD)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krone (SEK)
  • Singapore Dollar (SGD)
  • Malaysian Ringgit (MYR)
  • Indonesian Rupiah (IDR)

 
Note: MYR and IDR available only for Thai individual/juristic persons with DFCD account


You can c
onveniently ask for an account statement and transfer funds from the DSFCD and DFCD account into your local baht account via Bualuang iBanking. You can also transfer funds from the DSFCD and DFCD account to overseas or withdraw money from the account as foreign banknotes at the service brances.


Open
an DSFCD and DFCD account simply by bringing the documents required for opening an account to any branch nationwide that provides a Foreign Currency Deposit Service.
Documents Required for Opening the Account

Thai Citizen ID card or another photo ID card issued by the government

Download Document

Account Requirements and Details
Confirmation letter for foreign currency balance 
Deposit and Withdrawal Fees for Foreign Currency Deposit Account Services
Conditions and Fees on Provision of Foreign Currency Deposit Account Services

FAQs

What is the difference between Domestic Funds Foreign Currency Deposit (DFCD) and Domestic Funds Special Foreign Currency Deposit (DSFCD)?

DFCD account and DSFCD account are slightly different in the details about the maximum total amount in the account and future foreign currency expense displaying conditions as follows:


  • DFCD account will not limit total amount in any currencies, accounts, and banks. You can deposit the money as showed in the future foreign currency expense displaying documents.
  • For DSFCD account, you can deposit the money into the account any currencies, banks up to USD5 million or the equivalent in another currency without displaying any documents when depositing.
Who can open the DFCD and DSFCD account?
  • DFCD account is suitable for general Thai nationals who have foreign currency earnings from overseas or want to bring local baht to buy foreign currency into the account and have future expense displaying documents in foreign currency to display upon the bank officer when depositing the money.
  • DSFCD account is suitable for general Thai nationals who have foreign currency earnings from overseas or want to bring local baht to buy foreign currency into the account. The users might have foreign currency expense up to USD5 million (or the equivalent in another currency) or do not have to have foreign currency expense without displaying the documents when depositing the money.      
Can I deposit in local baht for DFCD and DSFCD account in the first time and adding more money in next times?
Yes. You can deposit your local baht into DFCD and DSFCD account in the first time and adding more money in next times. If your account is in DFCD type, you have to display foreign currency future expense documents upon the bank officer in the first time or adding more in the next times.
Which rate does the bank use in converting DFCD and DSFCD account into baht?
Bangkok Bank uses the “Selling TT Rate” in converting DFCD and DSFCD account into baht.
Are there any interests for DFCD and DSFCD accounts?
There are interests for particular currencies.

See the interest rates for FCD accounts
Can I withdraw the money from DFCD and DSFCD account in local baht? Are there any fees?
Yes. You can withdraw the money from DFCD and DSFCD account in local baht. The bank will use “Buying TT Rate” with no fees required. 
Can I withdraw the money from DFCD and DSFCD account in foreign banknotes? Are there any fees?

Yes. You can withdraw the money from DFCD and DSFCD account in foreign banknotes. The withdrawal fees will be applied as follows:

  • 1 % of withdrawal money for USD (minimum at 500 baht)
  • 2% of withdrawal money for another currency (minimum at 500 baht) 
Which fees will be applied in transferring the foreign currency from DFCD and DSFCD accounts into overseas?
Withdrawal transaction fees for FCD accounts will be varied depending on the currency between 0.25%-1.25% of withdrawal money (minimum at 500 baht) and fees will be applied for transferring money to overseas (400 or 1,150 baht for major currencies, except JPY and HKD).
Where can I transfer and withdraw the money?
If you opened your FCD account at Bangkok Bank’s Headquarters or another branch outside Bangkok that provides Foreign Currency Deposit Services. However, if you opened your FCD account at Foreign Department in Bangkok Bank in Bangkok and surrounding provinces, you can deposit and withdraw the money from the branch you opened your account only.
Can I manage my FCD account online?
You can manage your FCD account via Bualuang iBanking Service. You can check the account balance and account statement for two previous months and transfer funds from your SFCD account into your local baht account all the time.
However, the users are still unable to transfer funds from FCD accounts into overseas account.

Choose the FCD Account That Suits You

Special FCD Account

Manage foreign currency received from overseas by saving funds in the account and exchange into Baht at the time of your preferred currency exchange rate.

Special Savings FCD Account

A cost-effective savings plan to support your living expenses in a foreign currency. Plan your future expenses confidently. No exchange rate worries!

FCD Account for Non-Residents

Savings account for foreign currency without exchanging into baht right away, efficiently helping you manage the risk of currency exchanging