How to Apply
- Apply online, click here
- Apply for loan or for more information, please contact our Business Center near you.
Key Features
Type of Loan
Aval
A guarantee for a debt obligation such as a Promissory Note (P/N) or Bill of Exchange (B/E) that you issue to a third party (who may be an individual, juristic person or organization) to ensure payment will be made on time on your behalf.
Acceptance
An agreement to make payment on your behalf, on time, to a third party such as for a Bill of Exchange (B/E). The third party may be an individual, juristic person or organization.
Gaurantee Limit
As prescribed by Bangkok Bank
Loan Term
As per the conditions of the trade obligation
Collateral
Deposits, property, or as prescribed by Bangkok Bank
Qualifying Criteria
- Individual business owner or juristic person
- Age 20 - 65 years old (for individual customers)
- Good business performance and financial record
- Authorization to Bangkok Bank to check National Credit Bureau record
- Other conditions as specified by Bangkok Bank
Required Documents
- Original Promissory Note or Bill of Exchange
- Aval or acceptance application form
- Identification, financial and collateral documents
- Documents of loan applicants (as in following table)
header-blue
| for Individuals | for Juristic Persons | |||
| Required documents | Borrower/ Co-borrower | Guarantor/ Spouse | Juristic Persons | Authorized signatory / Shareholders of over 20% |
| Identification Documents | ||||
| A copy of Thai Citizen ID card; | ✔ | ✔ | - | ✔ |
| A copy of house registration; | ✔ | ✔ | - | ✔ |
| A copy of name/surname change certificate (if any); | ✔ | ✔ | - | ✔ |
| A copy of marriage/divorce certificate (if any) | ✔ | ✔ | - | ✔ |
| A copy of trade or commercial registration; | ✔ | - | - | - |
| Certificate of Juristic Person Registration from the Ministry of Commerce, objectives and articles of association (no more than 1 month); | - | - | ✔ | - |
| The Memorandum of Association (no more than 3 months); | - | - | ✔ | - |
| List of shareholders (no more than 3 months); | - | - | ✔ | - |
| Certificate of corporate seal; | - | - | ✔ | - |
| Financial Documents | ||||
| A copy of bank statement from financial institutions for the past 6 months; | ✔ | - | ✔ | ✔ |
| A copy of financial statement dating back at least 3 years; | - | - | ✔ | - |
| A copy of Por Por 30 form for the past 6 months. | - | - | ✔ | - |
| Collateral Documents | ||||
| A copy of certificate of ownership for properties to be pledged as collateral, e.g. title deed, building ownership documents (for buildings), a copy of passbook (for deposit guarantee), etc. | ✔ | - | ✔ | - |
Note: The Bank reserves the right to approve loans under our terms and conditions.