How to Apply
- Apply online, click here
- Apply for loan or for more information, please contact our Business Center near you.
Key Features
Type of Loan
Short-term loans. Bangkok Bank will buy clean bills at the discount rate up to the limit of your credit ceiling. Repayment is made on the date posted on the cheques, up to 90 days after the date we buy them from you.
Credit Limit
As per Bangkok Bank’s conditions
Loan Term:
Up to 90 days
Collateral:
Deposits, real estate, or moveable properties
Qualifying Criteria
- Individual business owner or juristic person
- Age 20 - 65 years old (for individual customers)
- Good business performance and financial record
- Authorization to Bangkok Bank to check National Credit Bureau record
- Other conditions as specified by Bangkok Bank
Required Documents
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| for Individuals | for Juristic Persons | |||
| Required documents | Borrower/ Co-borrower | Guarantor/ Spouse | Juristic Persons | Authorized signatory / Shareholders of over 20% |
| Identification Documents | ||||
| A copy of Thai Citizen ID card; | ✔ | ✔ | - | ✔ |
| A copy of house registration; | ✔ | ✔ | - | ✔ |
| A copy of name/surname change certificate (if any); | ✔ | ✔ | - | ✔ |
| A copy of marriage/divorce certificate (if any) | ✔ | ✔ | - | ✔ |
| A copy of trade or commercial registration; | ✔ | - | - | - |
| Certificate of Juristic Person Registration from the Ministry of Commerce, objectives and articles of association (no more than 1 month); | - | - | ✔ | - |
| The Memorandum of Association (no more than 3 months); | - | - | ✔ | - |
| List of shareholders (no more than 3 months); | - | - | ✔ | - |
| Certificate of corporate seal; | - | - | ✔ | - |
| Financial Documents | ||||
| A copy of bank statement from financial institutions for the past 6 months; | ✔ | - | ✔ | ✔ |
| A copy of financial statement dating back at least 3 years; | - | - | ✔ | - |
| A copy of Por Por 30 form for the past 6 months. | - | - | ✔ | - |
| Collateral Documents | ||||
| A copy of certificate of ownership for properties to be pledged as collateral, e.g. title deed, building ownership documents (for buildings), a copy of passbook (for deposit guarantee), etc. | ✔ | - | ✔ | - |
Note: The Bank reserves the right to approve loans under our terms and conditions.