How to Apply
- Apply online, click here
- Apply for loan or for more information, please contact our Business Center near you.
Key Features
Type of Loan
Short-term loan for working capital to suit your business purposes. We buy many kinds of promissory notes that are supported by trade documents.
Credit Limit:
As per Bangkok Bank’s conditions
Loan Term:
30 - 180 days
Collateral:
Deposits, real estate, or moveable properties
Qualifying Criteria
- Individual business owner or juristic person
- Age 20 - 65 years old (for individual customers)
- Good business performance and financial record
- Authorization to Bangkok Bank to check National Credit Bureau record
- Other conditions as specified by Bangkok Bank
Required Documents
- Trade documents e.g. document showing account receivables, document showing completion of each stage of work, purchase order, document showing business expenditures
- Documents of loan applicants (as in following table)
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| for Individuals | for Juristic Persons | |||
| Required documents | Borrower/ Co-borrower | Guarantor/ Spouse | Juristic Persons | Authorized signatory / Shareholders of over 20% |
| Identification Documents | ||||
| A copy of Thai Citizen ID card; | ✔ | ✔ | - | ✔ |
| A copy of house registration; | ✔ | ✔ | - | ✔ |
| A copy of name/surname change certificate (if any); | ✔ | ✔ | - | ✔ |
| A copy of marriage/divorce certificate (if any) | ✔ | ✔ | - | ✔ |
| A copy of trade or commercial registration; | ✔ | - | - | - |
| Certificate of Juristic Person Registration from the Ministry of Commerce, objectives and articles of association (no more than 1 month); | - | - | ✔ | - |
| The Memorandum of Association (no more than 3 months); | - | - | ✔ | - |
| List of shareholders (no more than 3 months); | - | - | ✔ | - |
| Certificate of corporate seal; | - | - | ✔ | - |
| Financial Documents | ||||
| A copy of bank statement from financial institutions for the past 6 months; | ✔ | - | ✔ | ✔ |
| A copy of financial statement dating back at least 3 years; | - | - | ✔ | - |
| A copy of Por Por 30 form for the past 6 months. | - | - | ✔ | - |
| Collateral Documents | ||||
| A copy of certificate of ownership for properties to be pledged as collateral, e.g. title deed, building ownership documents (for buildings), a copy of passbook (for deposit guarantee), etc. | ✔ | - | ✔ | - |
Note: The Bank reserves the right to approve loans under our terms and conditions.