Coverage and Benefits
| Coverage | Benefits |
| 1. Critical illnesses coverage 1.1 Early-to-intermediate stage |
Receive 20% of the sum assured. This is payable for only one critical illness (only 1 time) and the policy is enforced if the insured continues making premium payments. |
| 1.2 Severe-stage or 2. Life coverage or 3. Maturity |
Receive 100% of the sum assured less any early-stage critical illness benefits that the Insured received previously. The policy will be terminated immediately. |
Total benefit is 100% of the sum assured.
The waiting period is 60 days during which this product will not cover any critical illnesses or related illnesses. Such a waiting period starts from the policy effective date or reinstatement date, whichever is later.
Requirements
- Insurable age: 15 days - 65 years
- Coverage period: Whole life (until the age of 99)
- Premium payment period: 10 or 20 years
- Sum assured: 200,000-15,000,000 baht (maximum of 5,000,000 baht for non-income groups i.e. juveniles, students, housewives, stay-at-home dads, retirees)
- Payment mode: Annually / Semi-annually / Quarterly / Monthly
Premium Rates
Standard insurance premium rates per sum assured of 1,000 baht for the age of 15 days to 65 years (depending on gender, age and payment mode)
| Premium Payment Period | Annual Premium (baht) | |
| Female | Male | |
| 10 years | 36.28 - 135.32 | 39.39 - 163.79 |
| 20 years | 20.42 - 96.58 | 22.20 - 128.52 |
Discounts are applicable for a premium payment period of 10 years with a sum assured of one million baht or more, or for a premium payment period of 20 years with a sum assured of 500,000 baht or more. (Premium-rate discounts are based on the premium payment period and the sum assured.)
How to apply
Seek consultation and advice for life insurance planning by contacting Bangkok Bank branches that offer this service, or call 1333
AIA Company Limited Tel. (66) 0 2353 8855, Website www.aia.co.th