Benefits for Inpatient Treatment without Staying Overnight in Hospital (Day Case Benefits)

1. Extracorporeal Shock Wave Lithotripsy (ESWL)
2. Coronary Angiogram / Cardiac Catheterization
3. Extra Capsular Cataract Extraction with Intra Ocular Lens
4. All Types of Laparoscopic Surgery
5. All Types of Endoscopy
6. Sinus Operations
7. Excision Breast Mass
8. Bone Biopsy
9. Finger or Toe Amputation
10. Liver Puncture / Liver Aspiration
11. Bone Marrow Aspiration
12. Lumbar Puncture
13. Thoracentesis / Pleuracentesis / Thoracic Aspiration / Thoracic Paracentesis
14. Abdominal Paracentesis / Abdominal Tapping
15. Curettage / Dilatation & Curettage / Fractional Curettage
16. Colposcope / Loop Diathermy
17. Marsupialization of Bartholin’s Cyst
18. Gamma Knife Radiosurgery

Waiting Period

• Any illnesses occurring within 30 days following the date on which this contract is issued or reinstated, whichever is later.

• The following illnesses occurring within 120 days following the date on which this contract is issued or reinstated, whichever is later:

  • Hernia
  • Pterygium or Cataract
  • Tonsillectomy or Adenoidectomy
  • Endometriosis

Some Exclusions of HB Rider

1. This rider consists of a waiting period according to the conditions stipulated therein.
2. The Insured suffers from a chronic disease, illness, or any injury that is not treated before the contract’s effective date.
3. General health check-up
4. The Insured is under surgical or other treatment for cosmetic or skincare purposes.
5. Pregnancy, miscarriage, child delivery, obstetric complications, solutions to infertility problems (including investigations and treatments), and contraception

Requirements

• Insurable age: 6 - 55 years
• Coverage period: Until the age of 60 or until the basic plan has expired
• Premium payment period: Until the age of 60 or until the basic plan has expired
• Maximum sum assured per an insured person: depending on the consideration criteria of AIA Company Limited
• Payment mode: Annually / Semi-annually / Quarterly / Monthly

Premium Rates

Standard annual premium rates per sum assured of 100 baht for the age of 6 - 55 (depending on age and payment mode, excluding increased premiums due to health conditions and occupation).
 

 
The above premium rates apply to those of occupational classes 1 and 2.

Note: A rider is a one-year and renewable insurance contract. The Company reserves the right to adjust the premium rate during the policy year due to several factors such as age, occupation and claim payment experience, etc. Riders that cover medical expenses may include other factors such as medical inflation and medical expenses which must be approved by the Insurance Commissioner.