Some Exclusions of AI/RCC, ADB/RCC and ADD/RCC Riders

1. The Insured participates in all types of car or boat racing, horse riding competition, skiing or ski racing, skate racing, boxing competition, mountaineering requiring the use of technical equipment, and diving requiring the use of oxygen tank and breathing apparatus, etc.
2. The Insured is under the influence of alcohol (blood alcohol level of 150 mg/dL and above) and/or narcotic drugs.
3. The Insured is involved in a quarrel and/or fight or has a part in provoking a quarrel and/or fight.
4. The Insured is committing a crime or arrested or avoiding an arrest.
5. Back pain resulted from herniated nucleus pulposus, spondylolisthesis, degeneration or spondylosis, spondylitis, and spondylolysis, unless such pain involves fracture or dislocation of spine due to an accident.

Requirements

• Insurable age:

  • 16 - 60 years for AI Rider
  • 1 month - 60 years for ADB Rider
  • 1 month - 64 years for ADD Rider

• Coverage period: Until the age of 65 or until the basic plan has expired
• Premium payment period: Until the age of 65 or until the basic plan has expired
• Maximum sum assured: Not exceeding 6 times of the sum assured of the basic plan (depending on the consideration criteria of AIA Company Limited)
• Payment mode: Annually / Semi-annually / Quarterly / Monthly

Premium Rates

Standard annual premium rate per sum assured of 1,000 baht (depending on occupation and payment mode, excluding increased premiums due to health conditions).
 

 
Note: The above premium rates apply to those in the occupational class 1.