Coverage and Benefits
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Coverage Benefits (baht)
1. Preliminary compensation (without waiting for proof of fault)
1.1 Actual medical expenses for injury not exceeding 30,000
1.2 Loss of life, dismemberment or total permanent disability 35,000
Combined limit of liability for 1.1 and 1.2 will not exceed 65,000
  1. Compensation over the preliminary amount (road victims will be compensated after proof of not being at fault). The total limit including preliminary compensation will be as follows:
2.1 Actual medical expenses for injury not exceeding 80,000
2.2 Loss of life or total permanent disability 500,000
2.3 Permanent disability 300,000
2.4 Dismemberment
  • Loss of two of the following organs: one hand from the wrist joint or one arm or one foot from the ankle joint or one leg or loss of sight in one eye
 500,000
  • Loss of one hand from the wrist joint or one arm or one foot from the ankle joint or one leg or loss of sight in one eye
 250,000
  • Permanent loss of hearing, speech, tongue, reproductive organ or reproduction ability, mental disability, or permanent loss of any other organ according to compulsory motor insurance
 250,000
  • Loss of one or more fingers from the joint
 200,000
2.5 Daily compensation of 200 baht per day for in-patient case (not exceeding 20 days) not exceeding 4,000

Note: Combined limit of liability for 1 and 2 will not exceed 504,000 baht.

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Premium Rates
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Type and Body Type of Motor Vehicle Premium (baht/year)
(inclusive of VAT and stamp duty)
Vehicle up to seven seats 645.21
Vehicle over seven seats but not exceeding 15 seats 1,182.35
Truck vehicle with gross weight not over 3 tons 967.28

Note: For private or commercial use

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How to apply

To apply, simply fill out an application form at any Bangkok Bank branch then hand it in along with the required documents.

Privately-owned vehicles

Company/business owned vehicles

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Insurance Public Company Limited on (66) 0 2285 8199

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