Coverage and Benefits
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| Coverage | Benefits (baht) | ||
| Plan 1 | Plan 2 | Plan 3 | |
| 1. Covers building and contents contained therein caused by fire, lightning, explosion, vehicle impact, aircraft and water damage | 1,000,000/year | 3,000,000/year | 5,000,000/year |
| 2. Covers building and contents contained therein caused by natural perils i.e. floods, windstorms, earthquakes and hail | 100,000/year | 100,000/year | 100,000/year |
| 3. Rental expenses from causes of loss by fire, lightning, explosion, vehicle impact, aircraft and water damage (coverage up to 30 days/year) | 1,000/day | 2,000/day | 3,000/day |
| 4. Breakage of fixed plate glass as part of the building from fire, lightning, explosion, vehicle impact, aircraft and water damage | 3,000/year | 5,000/year | 10,000/year |
| 5. Burglary with visible marks of damage and robbery (contents contained in the building) | 30,000/case not exceeding 300,000/year |
50,000/case not exceeding 500,000/year |
100,000/case not exceeding 1,000,000/year |
| 6. Covers loss of life, dismemberment, loss of sight and total permanent disability of the Insured and named persons residing with the Insured from accidents sustained within the building | 150,000/year | 250,000/year | 500,000/year |
| 7. Removal of debris | 3,000/year | 5,000/year | 10,000/year |
| 8. Premises liability of the Insured and persons residing with the Insured to third party | 1,000,000/year | 2,000,000/year | 3,000,000/year |
| 9. Daily income protection for the Insured and named persons residing with the Insured that sustain an accident and are treated as an inpatient in hospital | 500/day not exceeding 5,000/case |
500/day not exceeding 5,000/case |
500/day not exceeding 5,000/case |
| 10. Covers electrical appliance from short circuit | 30,000/year | 50,000/year | 100,000/year |
| Annual Premium (including VAT and stamp duty) |
3,200 | 6,600 | 11,000 |
Notes
- Bangkok Insurance will indemnify the Insured for the amount not exceeding the sum insured of each plan.
- The Insured is bound to bear 10% deductible or a minimum of 10,000 baht (whichever is higher) for each and every loss from natural perils.
Requirements
- The Insured building must be occupied for living place only.
- Insures only buildings with concrete structures.
- Bangkok Insurance reserves the right to consider underwriting each customer.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch then hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Insurance Public Company Limited on (66) 0 2285 8199