Coverage and Benefits
| Coverage | Benefits |
| 1. If death occurs during the policy period | Receive benefits in % of sum assured or accumulated paid premiums, whichever amount is greater • 1st policy year: Receive 100% of the sum assured • 2nd policy year: Receive 200% of the sum assured • 3rd policy year: Receive 300% of the sum assured • 4th policy year: Receive 400% of the sum assured • 5th policy year: Receive 500% of the sum assured • 6th policy year: Receive 600% of the sum assured • During 7th - 15th policy year: Receive 700% of the sum assured |
| 2. If no death occurs during the policy period, the Insured will receive up to 810% of the sum assured. | • At the end of the 1st - 7th policy year: Receive annual cash return 4% of the sum assured • At the end of the 8th - 15th policy year: Receive annual cash return 5% of the sum assured • On the maturity date: Receive cash return 742% of the sum assured |
Note: The special bonus is included in the annual cash return and maturity benefits.
Requirements
- Insurable age: Newborn - 75 years
- Coverage period: 15 years
- Premium payment period: 7 years
- Sum assured: 50,000 baht - no limit
- Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females
| Age (years) | Annual Premium (baht) |
| Newborn - 75 | 923 - 998 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 35 years. Sum assured 100,000 baht.
Coverage period 15 years. Premium payment period 7 years.
| Policy Year | Annual Premium (baht) |
Yearly Cash Return* (baht) |
Life Coverage*** (baht) |
| 1 | 96,500 | 4,000 | 100,000 |
| 2 | 96,500 | 4,000 | 200,000 |
| 3 | 96,500 | 4,000 | 300,000 |
| 4 | 96,500 | 4,000 | 400,000 |
| 5 | 96,500 | 4,000 | 500,000 |
| 6 | 96,500 | 4,000 | 600,000 |
| 7 | 96,500 | 4,000 | 700,000 |
| 8 | - | 5,000 | 700,000 |
| 9 | - | 5,000 | 700,000 |
| 10 | - | 5,000 | 700,000 |
| 11 | - | 5,000 | 700,000 |
| 12 | - | 5,000 | 700,000 |
| 13 | - | 5,000 | 700,000 |
| 14 | - | 5,000 | 700,000 |
| 15 | - | 5,000 | 700,000 |
| Total annual cash return**** 68%** | 68,000 |
| Maturity benefit 742%** | 742,000 |
| Total benefit 810%** | 810,000 |
| Total premium | 675,500 |
| Net benefit | 134,500 |
*At the end of policy year
**% of sum assured
***Receive benefit in % of sum assured or accumulated paid premiums, whichever amount is greater
****The special bonus is included in the annual cash return and maturity benefits.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com