Coverage and Benefits
| Coverage | Benefits |
| 1. If death occurs during the policy period. | Receive benefits of 100% of sum assured or accumulated paid premiums or the surrender value of the policy, whichever amount is greater. |
| 2. If no death occurs during the policy period |
Total Benefit is 390% of the sum assured
|
Requirements
- Insurable age: 20 - 60 years
- Coverage period: 10 years
- Premium payment period: 5 years
- Sum assured: 25,000 baht - no limit
- Payment mode: Annually
Premium Rates
Per sum assured of 1,000 baht for both males and females
| Age (years) | Annual Premium (baht) |
| 20 - 60 | 690 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 35 years. Sum assured 100,000 baht.
Coverage period 10 years. Premium payment period 5 years.
| Policy Year | Annual Premium (baht) | Survival Benefits* | Life Coverage** |
| 1 | 69,000 | 5,000 | 100,000 |
| 2 | 69,000 | 5,000 | 100,000 |
| 3 | 69,000 | 5,000 | 100,000 |
| 4 | 69,000 | 5,000 | 100,000 |
| 5 | 69,000 | 5,000 | 100,000 |
| 6 | 5,000 | 100,000 | |
| 7 | 5,000 | 100,000 | |
| 8 | 5,000 | 100,000 | |
| 9 | - | 5,000 | 100,000 |
| 10 | - | - | 100,000 |
| Total Premium Paid | 345,000 |
| Total annual cash returns of 45% of the sum assured | 45,000 |
| Maturity benefits + Special cash returns of 345% of the sum assured | 345,000 |
| Total benefits of 390% of the sum assured | 390,000 |
| Net benefits | 45,000 |
*Annual cash returns at the end of the policy year
**Receive benefits as a % of sum assured or accumulated paid premiums or the surrender value of the policy, whichever mount is greater.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com