Gain 1st Savings 10X 15/10

Coverage and Benefits

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46%, auto

Coverage	Benefits
1. If death occurs during the policy period.	Receive benefits as a % of sum assured 1^st policy year: Receive 105% of the sum assured 2^nd policy year: Receive 210% of the sum assured 3^rd policy year: Receive 315% of the sum assured 4^th policy year: Receive 420% of the sum assured 5^th policy year: Receive 525% of the sum assured 6^th policy year: Receive 630% of the sum assured 7^th policy year: Receive 735% of the sum assured 8^th policy year: Receive 840% of the sum assured 9^th policy year: Receive 945% of the sum assured 10^th- 15^th policy year: Receive 1,050% of the sum assured
2. If death occurs from an accident during the policy period, additional coverage.**	1^st policy year: Receive 105% of the sum assured 2^nd policy year: Receive 210% of the sum assured 3^rd policy year: Receive 315% of the sum assured 4^th policy year: Receive 420% of the sum assured 5^th policy year: Receive 525% of the sum assured 6^th policy year: Receive 630% of the sum assured 7^th policy year: Receive 735% of the sum assured 8^th policy year: Receive 840% of the sum assured 9^th policy year: Receive 945% of the sum assured 10^th- 15^th policy year: Receive 1,050% of the sum assured
3. If no death occurs during the policy period.	At the end of the1^st– 14^th policy year: Receive annual cash return 10% of the sum assured Onthe maturity date: Receive cash return 1,000%* of the sum assured

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Requirements

Insurable age: Newborn - 75 years
Coverage period: 15 years
Premium payment period: 10 years
Sum assured:
- 50,000 baht - no limit
- 50,000 baht - not more than 5 million baht (Death from accident)
Payment mode: Annually

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Premium Rates

Per sum assured of 1,000 baht for both males and females

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20.8%, auto

Age (years)	Sum Assured (baht)
Age (years)	50,000 - 99,999	100,000 - 499,999	500,000 - 999,999	1,000,000 or higher
Newborn- 50	998	988	952	943
51 - 60	998	993	970	961
61 - 70	998	993	979	970
71 - 75	998	993	984	979

For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.

Example Insurance Coverage
Male, aged 40 years. Sum assured 1,000,000 baht. Coverage period 15 years. Premium payment period 10 years.

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12%, 17.8%, 21.3%, 24.1%, 24.1%

Policy Year	Annual Premium (baht)	Survival Benefits* (baht)	Life Coverage(baht)
Policy Year	Annual Premium (baht)	Survival Benefits* (baht)	Death from all cases (Except accident)*	Death from accident**
1	943,000	100,000	1,050,000	2,100,000
2	943,000	100,000	2,100,000	4,200,000
3	943,000	100,000	3,150,000	6,300,000
4	943,000	100,000	4,200,000	8,400,000
5	943,000	100,000	5,250,000	10,500,000
6	943,000	100,000	6,300,000	12,600,000
7	943,000	100,000	7,350,000	14,700,000
8	943,000	100,000	8,400,000	16,800,000
9	943,000	100,000	9,450,000	18,900,000
10	943,000	100,000	10,500,000	21,000,000
11	-	100,000	10,500,000	21,000,000
12	-	100,000	10,500,000	21,000,000
13	-	100,000	10,500,000	21,000,000
14	-	100,000	10,500,000	21,000,000
15	-	-	10,500,000	21,000,000

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75.2%, 24.1%

Total Premium Paid	9,430,000
Total annual cash returns of 140% of the sum assured	1,400,000
*Maturity benefits + Special cash returns of 1,000% of the sum assured**	10,000,000
Total benefits of 1140% of the sum assured	11,400,000
Net benefits	1,970,000

* If no death occurs during the policy period, the Insured will receive up to 795% of the sum assured together with the special cash return of 205% of the sum assured.
**This is additional coverage in case of death from an accident. The total sum assured amount of Gain 1st Savings 10X 15/10 is not more than 5 million baht per insured person and total sum assured amount of accidental death benefit is not more than 10 million baht per insured person, including all policies through Bangkok Bank channels.

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How to apply

To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bangkok Bank Call Center 1333 or Bangkok Life Assurance Public Company Limited on 0 2777 8888 or visit www.bangkoklife.com

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