Coverage and Benefits
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39.8%, auto
Coverage Benefits
1. If death occurs during the policy period.

Receive benefits as a % of sum assured

  • 1st policy year: Receive 105% of the sum assured
  • 2nd policy year: Receive 210% of the sum assured
  • 3rd policy year: Receive 315% of the sum assured
  • 4th policy year: Receive 420% of the sum assured
  • 5th policy year: Receive 525% of the sum assured
  • 6th policy year: Receive 630% of the sum assured
  • 7th policy year: Receive 735% of the sum assured
  • 8th- 15th policy year: Receive 850% of the sum assured
2. If no death occurs during the policy period, the Insured will receive up to 886% of the sum assured
  • At the end of the1st– 15th policy year: Receive annual cash return 10% of the sum assured
  • Onthe maturity date: Receive cash return of 736%* of the sum assured

* If no death occurs during the policy period, the Insured will receive up to 650% of the sum assured together with the special cash return of 86% of the sum assured.

Requirements
Premium Rates

Per sum assured of 1,000 baht for both males and female

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41.1%, 14.6%, 14.6%, 14.6%, 14.6%
Sum Assured (baht) Age (years)
Newborn- 50 51 - 60 61 - 70 71 - 75
20,000 - 49,999 1,000 1,000 1,000 1,000
50,000 – 99,999 970 970 970 970
100,000 – 499,999 960 960 960 960
500,000 – 999,999 922 936 950 955
1,000,000 – 4,999,999 917.5 931 946 950
5,000,000 or higher 913 922 931 941

For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.

Example Insurance Coverage

Male, aged 40 years. Sum assured 1,000,000 baht.
Coverage period 15 years. Premium payment period 8 years.

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18.3%
Policy Year Annual Premium (baht) Survival Benefits* Life Coverage**
1 917,500 100,000 1,050,000
2 917,500 100,000 2,100,000
3 917,500 100,000 3,150,000
4 917,500 100,000 4,200,000
5 917,500 100,000 5,250,000
6 917,500 100,000 6,300,000
7 917,500 100,000 7,350,000
8 917,500 100,000 8,500,000
9 - 100,000 8,500,000
10 - 100,000 8,500,000
11 - 100,000 8,500,000
12 - 100,000 8,500,000
13 - 100,000 8,500,000
14 - 100,000 8,500,000
15 - 100,000 8,500,000
Total Premium Paid 7,340,000
Total annual cash returns of 150% of the sum assured 1,500,000
Maturity benefits + Special cash returns of 736% of the sum assured 7,360,000
Total benefits of 886% of the sum assured 8,860,000
Net benefits 1,520,000

* Annual cash back at the end of the policy year
** Receive benefits as a % of sum assured

How to apply

To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.

For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com