Coverage and Benefits
| Coverage | Benefits |
| 1. If death occurs during the policy period. |
Receive benefits as a % of sum assured
|
| 2. If no death occurs during the policy period, the Insured will receive up to 886% of the sum assured |
|
* If no death occurs during the policy period, the Insured will receive up to 650% of the sum assured together with the special cash return of 86% of the sum assured.
Requirements
- Insurable age: Newborn - 75 years
- Coverage period: 15 years
- Premium payment period: 8 years
- Sum assured: 20,000 baht - no limit
- Payment mode: Monthly / Annually
Premium Rates
Per sum assured of 1,000 baht for both males and female
| Sum Assured (baht) | Age (years) | |||
| Newborn- 50 | 51 - 60 | 61 - 70 | 71 - 75 | |
| 20,000 - 49,999 | 1,000 | 1,000 | 1,000 | 1,000 |
| 50,000 – 99,999 | 970 | 970 | 970 | 970 |
| 100,000 – 499,999 | 960 | 960 | 960 | 960 |
| 500,000 – 999,999 | 922 | 936 | 950 | 955 |
| 1,000,000 – 4,999,999 | 917.5 | 931 | 946 | 950 |
| 5,000,000 or higher | 913 | 922 | 931 | 941 |
For age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
Example Insurance Coverage
Male, aged 40 years. Sum assured 1,000,000 baht.
Coverage period 15 years. Premium payment period 8 years.
| Policy Year | Annual Premium (baht) | Survival Benefits* | Life Coverage** |
| 1 | 917,500 | 100,000 | 1,050,000 |
| 2 | 917,500 | 100,000 | 2,100,000 |
| 3 | 917,500 | 100,000 | 3,150,000 |
| 4 | 917,500 | 100,000 | 4,200,000 |
| 5 | 917,500 | 100,000 | 5,250,000 |
| 6 | 917,500 | 100,000 | 6,300,000 |
| 7 | 917,500 | 100,000 | 7,350,000 |
| 8 | 917,500 | 100,000 | 8,500,000 |
| 9 | - | 100,000 | 8,500,000 |
| 10 | - | 100,000 | 8,500,000 |
| 11 | - | 100,000 | 8,500,000 |
| 12 | - | 100,000 | 8,500,000 |
| 13 | - | 100,000 | 8,500,000 |
| 14 | - | 100,000 | 8,500,000 |
| 15 | - | 100,000 | 8,500,000 |
| Total Premium Paid | 7,340,000 | ||
| Total annual cash returns of 150% of the sum assured | 1,500,000 | ||
| Maturity benefits + Special cash returns of 736% of the sum assured | 7,360,000 | ||
| Total benefits of 886% of the sum assured | 8,860,000 | ||
| Net benefits | 1,520,000 | ||
* Annual cash back at the end of the policy year
** Receive benefits as a % of sum assured
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com