Coverage and Benefits
| Coverage | Benefits |
| 1.If death occurs during the policy period* |
Receive monthly decreasing sum assured from the month the death occurs |
| 2. If total permanent disability occurs* |
Receive monthly decreasing sum assured from the beginning of the month the permanent disability occurs |
| 3.In the case of 44 critical illnesses** after 90 days from the effective date of the contract |
Receive coverage according to the benefit table, up to the maximum amount of sum assured of the rider, covering critical illnesses of groups (44 critical illnesses). The rider sum assured is set at 40% of the initial sum assured of the Home 1st Extra life insurance contract. |
* The Company will pay either only death or total permanent disability benefits **Waiting Period
This rider will not cover any critical illnesses or abnormalities which are confirmed by a doctor and have clear evidence that they are related to critical illnesses covered under this rider, occurring within 90 days from the effective date of coverage under this rider.
Critical Illness Coverage Benefits
Requirements
- Insurable age: 20 - 65 years (The insurance period including the borrower's age must not exceed 70 years.)
- Coverage period: 3 – 30 years
- Sum assured: 50,000 baht - 40,000,000 baht. the life insurance contract, the rider for group critical illness coverage (44 diseases) sets the sum assured equal to 40% of the sum assured of the life insurance contract, not exceeding 10,000,000 baht per insured person.
- Premium payment period: Single premium
Premium Rates
Per sum assured of 1,000 baht* (depending on gender, age of the Insured** and coverage period)
| Gender | Annual Premium (baht) |
| Female | 6.61 - 399.70 |
| Male | 3.82 - 259.74 |
* The above table is only an example of insurance premium rates. Insurance premium rates vary according to age, gender, and insurance period. The insurance premium calculated from the above table may differ slightly from the actual insurance premium due to decimal rounding.
**For the age calculation of the Insured, a fraction of more than 6 months shall be counted as a full year.
How to apply
To apply, simply fill out an application form at any Bangkok Bank branch and hand it in along with the required documents.
For more information, please contact any Bangkok Bank branch or call Bualuang Phone 1333 or Bangkok Life Assurance Public Company Limited on (66) 0 2777 8888 or visit www.bangkoklife.com