Qualifications
Have a Bangkok Bank savings or fixed deposit account with a minimum deposit amount equivalent to the credit limit on the day of application.
How to apply
Speak with one of our dedicated Marketing Officers at any Bangkok Bank branch - they can advise you on the loan that best suits your needs.
Interest Rates
In the case of using a savings deposit as collateral – Interest shall be charged at the current savings deposit interest rate plus 1.50% - 1.75% per annum, calculated on a reducing balance basis.
| Loan Purpose | Deposit Pledged Personal Loans |
| For the purchase or renovation of a residential property | Interest Rate on the Savings Deposit Pledged plus 1.50% per annum |
| For other general purposes | Interest Rate on the Savings Deposit Pledged plus 1.75% per annum |
In the case of using a fixed deposit as collateral - Interest shall be charged at the current fixed deposit interest rate plus 1.75% - 2.00% per annum, calculated on a reducing balance basis.
| Loan Purpose | Deposit Pledged Personal Loans |
| For the purchase or renovation of a residential property | Interest Rate on the Fixed Deposit Pledged plus 1.75% per annum |
| For other general purposes | Interest Rate on the Fixed Deposit Pledged plus 2.00% per annum |
Note: For the purchase / construction / renovation of a residential property
Supporting documents must indicate the purpose of the purchase, construction, extension, decoration, or repair of a residential property such as a purchase agreement, construction or renovation contract, quotation and so on.