Fees
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No management and annual fee
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No Duty stamp fee
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No charge for cash withdrawal from Bualuang Aunjai via Bualuang ATM.
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Statement request fee (longer than three months) is 200 baht/issue
Interest Rates
| Credit Limit (baht) | Standard Interest Rate (p.a.) |
| Not exceeding 50,000 | 24% |
| 50,001 - 200,000 | 22% |
| 200,001 - 1,000,000 | 18% |
The interest rate ceiling, including penalty, service and related fees, is 25% p.a.
From April 1, 2021, a penalty rate of not more than 3% p.a. on outstanding principal balance, will be charged on top of the maximum interest rate specified in the loan contract and will not exceed the interest rate ceiling including penalty, service and related fees.
The grace period for the penalty is seven days from payment due date.
Payment Methods
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Auto direct debit from Bangkok Bank deposit account.
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Additional cash or cheque payment over the counter at any Bangkok Bank branch or at Bualuang ATM.
Qualifications
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Thai national aged between 20 and 59 years
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A full-time employee with a Bangkok Bank payroll account
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Minimum monthly income of 15,000 baht
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At least one year working experience in current employment
Required Documents
- Thai Citizen ID card and housing registration
- An original salary slip or salary certificate issued within the last two months. The document can be waived if you have salary transactions via Bangkok Bank for at least six consecutive months.
- Bank statement showing payroll transactions for the last six months.
- Be1st Smart card of the borrower registered for Bualuang Loan Aunjai.