Who can open an FCD e-Savings account?

FCD account is suitable for Thai nationals who have earnings or expenses in foreign currency or who want to save funds in a foreign currency and exchange these savings in a foreign currency for Thai baht when the exchange rate is best e.g.

• A person who is interested in investing in gold in participating gold trading companies using USD. View details
• A person who has earnings or expenses in a foreign currency
• A person who buys or sells online products and services with overseas providers

For Thai people who wish to save money in foreign currency for future overseas payments, such as for education expenses or other funds transfers, the bank offers a Special Savings FCD account which will help you to manage foreign expenses. View details

How can I deposit funds into FCD e-Savings account?

You can deposit funds into your FCD e-Savings account by

• Transferring funds from your Thai baht account and depositing into your FCD e-Savings account via Bangkok Bank Mobile Banking with up to 3 million baht per transaction
• Receive funds from overseas with no maximum limit
• Deposit foreign banknotes, drafts and traveler’s cheques at a branch that provides an FCD service.

Can I transfer funds from my FCD e-Savings account to the beneficiary’s account overseas?

Yes, you can transfer funds overseas via Bangkok Bank Mobile Banking of up to 2 million baht per transaction per day. View details

Can I transfer funds from my FCD e-Savings account to another FCD account in Thailand?

In the first phase, the service is unavailable for funds transfers to another FCD account in Thailand.

Which rate does the Bank use in converting Thai baht to foreign currency to deposit into my FCD e-Savings account?

Bangkok Bank uses the “Selling TT Rate” in converting Thai baht to foreign currency for deposit into an FCD e-Savings account which is the same rate as for other FCD accounts.

Which rate does the Bank use when converting foreign currency from FCD e-Saving account in Thai baht?

Bangkok Bank uses the “Buying T/T Rate” in converting foreign currency from FCD e-Savings account for deposit into a Thai baht account, which is the same rate as for other FCD accounts.

Does the Bank pay interest on FCD e-Savings accounts?

Yes, interest is paid according to the Bank’s announcement. View details

Are there any maintenance fees on FCD e-Savings account?

Bangkok Bank will charge a maintenance fee in the event the minimum balance average falls below the required minimum. Conditions and Fees on Provision of Foreign Currency Deposit Account Services

Can I withdraw funds at a branch that provides an FCD service?

As Bangkok Bank enables you to make transactions in an FCD e-Savings account by yourself via Bangkok Bank Mobile Banking, you can deposit and withdraw funds between your FCD e-Savings account and Thai baht account easily within the specified times. Therefore, a withdrawal service at the branch is unavailable.