How to deposit cash via CDM/ATM (ATM+) of Bangkok Bank
Prevent money laundering, enhance security, make transactions with confidence.
Scammers these days are using various techniques to get away with their crimes. One such technique is depositing cash through an automated machine CDM/ATM (ATM+), turning it into a channel for money laundering as cash obtained from criminal activities or scamming victims is deposited into accounts. When tracing the flow of that money is difficult, the bad guys cannot be brought to justice, causing damage to society.
Consequently, all banks and financial institutions have improved the deposit process. Customers are required to verify their identity using a debit card, a credit card, or using their Citizen ID number, together with their mobile number, before making transactions. This provides a check on both senders and recipients which enhances transaction security and protects the financial system.
Why is it necessary to verify identity for cash deposits via ATM?
- To ensure transparency of transactions and be able to trace deposited money to both senders and recipients.
- To increase transaction security.
- To prevent scammers from using automated channels for money laundering and aid investigations if incidents occur.
Which cash deposit transactions require identity verification?
Deposit into an account within the same bank or an account of a different bank.
Two methods for identity verification and cash deposit:
| Verification Method | Identity Verification Format | Cash Deposit Limit |
| 1. Debit/Credit Card | Depositor's debit or credit card with the card PIN (PIN) | 100,000 baht per transaction |
| 2. Citizen ID number and OTP | Depositor's 13-digit citizen ID number, mobile number, and OTP | 30,000 baht per transaction |
Conditions for cash deposit via automated machines CDM/ATM (ATM+)
Which types of automated machines require identity verification?
- Automated cash deposit and withdrawal machines CDM/ATM (ATM+)
If identity verification fails
- If identity verification via Citizen ID number and mobile number with OTP fails, contact the bank that owns the ATM.
- If identity verification using debit/credit cards and PIN fails, contact the card-issuing bank.
Fees for cash deposit via automated machines
- You can find additional details about fees and surcharges related to depositing in the #newtab“Fees/Charges and Penalty Related to Deposit and Lending and Other Fees” section.
Which banks’ debit/credit cards can be used for identity verification
- Credit cards of Kbank, TTB and UOB
