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Be Together Save+ 799 (Par) Life Insurance

Security and stability that stay with you, from today into the future.
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Key Benefits

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Pay premiums for only 7 years

Enjoy coverage until the age of 99.
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Receive an annual cash coupon up to 4%¹

Of the sum assured during the policy term.
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Receive 799%

Of the sum assured at policy maturity.
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Potential to receive dividends²

from the end of policy year 2 until the end of the policy year following the date on which the Insured reaches the age of 98.
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¹Receive an annual cash coupon of 2% of the Sum Assured from the end of policy years 2–7, 3% from the end of policy years 8–20, and 4% from policy year 21 onwards until the end of the policy year following the date on which the Insured reaches the age of 98.

²The payment of dividends and the dividend rate and/or amount are not guaranteed, and dividends may not be paid in certain years or circumstances. If the Company pays a dividend, the Company has discretion to determine the dividend rate and/or amount as it deems appropriate.

³From policy year 7 onwards.

4Terminal Dividend applies in the following cases: (1) If the Insured is still alive until the end of the policy, the Company will pay the Terminal Dividend to the Insured; (2) if the policy is surrendered from policy year 8 onwards, the Company will pay the Terminal Dividend to the Insured; or (3) if the Insured dies from policy year 8 onwards, the Company will pay the Terminal Dividend to the beneficiary. The dividend payment, dividend rate, and/or the amount of dividend are not guaranteed, and dividends may not be paid in certain years or circumstances.

⁵Underwriting is subject to the terms and conditions of the attached Rider under AIA Company Limited’s underwriting conditions.

6The basic premium is tax - deductible according to the Notification of the Director - General of the Revenue Department on Income Tax.

Additional Information

Notes