Key Benefits

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Inclusive Protection

• Insurance plan for kids aged 15 days – 10 years, inclusive protection for life and health coverage, covers consecutively until the age of 85 years
• Medical expenses benefit maximum up to 25 million1 baht covers both IPD and OPD²

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Double Coverage

• Double sum assured up to 50 million baht per policy year when diagnosed with critical illness³
• Ease of premium payment by having deductible plan⁴ 10,000 baht or 30,000 baht per policy year

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Value for Money

• Automatically convert coverage when the child fully reaches 11 years⁵ for first dollar plan and as charged coverage
• Receive a privilege from Personal Medical Case management (PMCM)⁶ Worldwide specialists who provide a medical advice service (for the 15-million-baht and 25-million-baht plans)

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Tax Deductible

Tax-deductible, in line with Revenue Department conditions⁷

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Notes

¹ Depends on coverage plan selection.
² Refers to out-patient medical expenses in case the Insured visits the hospital as an out-patient at the Out-patient Department (OPD), which depends on coverage plan selection.
³ Six conditions of Critical Illness are Acute heart attack, Major stroke, Coronary artery by-pass surgery, Invasive cancer, Major organs transplantation or Bone marrow transplantation, and Surgery to Aorta.
⁴ Deductible per policy year policy refers to the initial part of a loss that the Insured must be responsible for according to the insurance contract. Deductible amount will be counted in a portion of the Insured’s right under this rider, which is excluded Out-patient benefit endorsement (if any).
⁵ For the Insured who fully reaches 11 years and above at the day this rider is effective, or from anniversary date of the policy year after the Insured fully reaches 11 years and above.
⁶ Personal Medical Case Management: PMCM provides a medical advice service, giving care and support throughout a treatment journey. For you to receive good, and proper treatment. The eligibility of a service is in accordance with conditions that AIA Group and a service provider have stipulated. The length of service can be adjusted. For more details visit www.aia.co.th
⁷Life insurance premium is tax-deductible up to 100,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 172). An eligible portion of health insurance premium is tax-deductible up to 25,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 383). When combined with life insurance premiums this must not exceed 100,000 baht in total.

Additional Information

Assured by AIA Company Limited

Notes

• Be Together Health Happy For Kids is the marketing name of AIA Term 85 (Non-Par) combined with the AIA Health Happy 2024 rider (for the insured whose age 15 days – 10 years)
• If the premium is paid monthly, the first payment will include an advance payment of two months.
• Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between the customer and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.