Key Benefits

• Covers early to intermediate stage critical illnesses for 18 diseases/ treatments1 and severe stage critical illnesses for 44 diseases/ treatments¹
• Maximum coverage benefit up to 140% of the sum assured²
• Covers up to age 99³ when continuously paying the premium

 
Notes:

¹Critical illnesses as specified in AIA CI Care rider contact which has coverage for (1) Early to intermediate stage critical illnesses 1 time during the coverage period and the policy is in effective when continuously receiving the premium, and (2) Coverage for severe stage critical illnesses 1 time during a coverage period. Once the Company paid the benefit, the contract will be terminated.

²Excludes 4 cases which the AIA CI Care rider shall pay maximum benefit not exceeding 100% of the sum assured.

• Case 1: Diagnosis of “Invasive Cancer” and “Non-Invasive Cancer” which indicates that both take place in the same organ, on the same side of the organ, and which undergo in the same treatment or surgical procedure.
• Case 2: Injury from “Major Burn” and “Less Severe Burn”, caused by the same accident.
• Case 3: Illness is caused by Severe stage critical illness “Acquired Hydrocepharus Requiring an External Shunt” and early to intermediate stage critical illness “Cerebral Shunt Insertion” which undergo treatment at the same time.
• Case 4: “Loss of One Limb or sight in one eye followed by the Insured’s diagnosis of one of the following severe stage critical illnesses: “Paralysis,” “Blindness,” “Loss of Independent Living,” or “Total and Permanent Disability” which occurs from the same cause.

 
³The Company shall pay severe stage critical illnesses benefit for Alzheimer's Disease, Parkinson's Disease, Loss of Independent Living and Total and Permanent Disability – TPD on the condition that the Insured is first diagnosed and/or confirmed by a Medical Practitioner to have this Critical Illness while the Insured is alive, and before the anniversary date of the policy after the Insured reaches the age of 80. The Company shall pay Juvenile Critical Illnesses benefit on the condition that the Insured is first diagnosed and/or confirmed by a Medical Practitioner while the Insured is alive and before the Insured has reached the age of 17.

Additional Information

Notes

• AIA CI Care rider is the marketing name of AIA I Care rider 2019a.
• If the premium is paid monthly, the first payment will include an advance payment of two months.
• An eligible portion of a health insurance premium is tax-deductible according to the Notification of the Director-General of the Revenue Department on Income Tax.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study the details and product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is subject to AIA Company Limited conditions.
• The applicant has a duty to provide correct information when applying for insurance. Any concealment of the truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.
• The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control.