Key Benefits

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Lump-Sum Benefit

• Medical expenses¹ are paid as charged
• Covers doctor fees, fees for surgery and procedures including post-treatment rehabilitation, chronic renal failure treatment and cancer treatment

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Double Coverage

• Maximum sum assured per year will be doubled and consecutive for the next 3 policy years if the Insured meets the six conditions of critical illness²
• Covers outpatient expenses (applicable for 25 MB Plan only)

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Value for Money

• Covers OPD³ and IPD expenses
• Maximum sum assured is up to 25 MB
• Access to privileged service from Personal Medical Case management  (PMCM)⁴, an exclusive medical solution by specialized medical practitioners around the world (applicable for 15 MB and 25 MB Plans only)

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Tax Deductible

Health insurance premium is tax-deductible, in line with Revenue Department conditions⁵

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¹Total benefits under group 1 through 13 including outpatient expenses (if any) must not exceed maximum benefits per policy year. However, benefits as charged must not exceed the limit, which depends on coverage plan selection.

²Six conditions of critical illness are Acute Heart Attack, Major Stroke, Coronary Artery By-pass Surgery, Invasive Cancer, Major Organs Transplantation or Bone Marrow Transplantation, and Surgery to Aorta.

³Refers to outpatient medical expense in case the Insured visits the hospital as an outpatient at the Outpatient Department (OPD), which depends on coverage plan selection.

⁴Personal Medical Case Management is a service provided by PMCM, offering access to medical advice, support and assistance along your medical journeys. The service will ensure that you are receiving good and proper medical care. However, eligibility for the service is subject to AIA Group and PMCM. Terms and conditions and length of service can be changed. For further details, please visit www.aia.co.th

⁵An eligible portion of health insurance premium is tax-deductible up to 25,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 383). When combined with life insurance premiums this must not exceed 100,000 baht in total.

Additional Information

Assured by AIA Company Limited
 

Notes

• Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.