Key Benefits

• Medical expenses for kids aged 15 days – 10 years, covers consecutively until the age of 99 years.
• Maximum sum assured is up to 25 MB¹, covers OPD and IPD expenses².
• Maximum sum assured per year will be doubled and consecutive for the next 3 policy years if the Insured meets the six conditions of critical illness.³
• Ease of premium payment by having deductible plan⁴ 10,000 baht or 30,000 baht per policy year.
• Automatically convert coverage when the child fully reaches 11 years⁵ for first dollar plan and as charged coverage.
• Access to a privileged service from Personal Medical Case management (PMCM)⁶, an exclusive medical solution by specialized medical practitioners around the world (Applicable for 15 MB and 25 MB plans only)
• Health insurance premium is tax-deductible, in line with Revenue Department conditions⁷.
   

 

Note
 

¹Depends on coverage plan selection.

²Refers to outpatient medical expense in case the Insured visits the hospital as an outpatient at the Outpatient Department (OPD), which depends on coverage plan selection.

³Six conditions of Critical Illness are Acute heart attack, Major stroke, Coronary artery by-pass surgery, Invasive cancer, Major organs transplantation or Bone marrow transplantation, and Surgery to Aorta.

⁴Deductible per policy year policy refers to the initial part of a loss that the Insured must be responsible for according to the insurance contract. Deductible amount will be counted in a portion of the Insured’s right under this rider, which is excluded Out-patient benefit endorsement (if any).

⁵For the Insured who fully reaches 11 years and above at the day this rider is effective, or from anniversary date of the policy year after the Insured fully reaches 11 years and above.

⁶Personal Medical Case Management: PMCM provides a medical advice service, giving care and support throughout a treatment journey. For you to receive good, and proper treatment. The eligibility of a service is in accordance with conditions that AIA Group and a service provider have stipulated. The length of service can be adjusted. Please go to from www.aia.co.th for more details.

⁷An eligible portion of health insurance premium according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 383) is tax-deductible up to 25,000 baht. When combined with life insurance premiums this must not exceed 100,000 baht in total.

Additional Information

Assured by AIA Company Limited

Notes

• Health Happy For Kids rider is the marketing name of AIA Health Happy 2024 rider (for the insured whose age 15 days – 10 years)
• Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between the customer and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.