Key Benefits

• Health coverage, as charged benefits with maximum limit of 500,000 baht¹
• Applicable for all ages, insurable age from 11 years to 75 years
• Double benefits for critical illness: When diagnosed with any of 6 critical illnesses², receive double the amount³ of benefits covering 4 consecutive policy years in total
• Out-patient benefits (OPD)⁴ for plan 400,000 baht and plan 500,000 baht
• Reachable premiums, premiums start at 6,900 baht⁵ for males, and 7,400 baht⁵ for females
• Medical services fees coverage per policy year of physician performing fees for Dialysis, Radiotherapy, and Chemotherapy

Note

¹As charged benefits are only for some items. When combining group 3 – 6 and 12, the maximum benefits coverage must not exceed the limit amount per confinement / When combining group 9 – 11, the maximum benefits coverage must not exceed the limit amount per policy year. Please study additional details from the benefits table.

²Six conditions of critical illness are Acute Heart Attack, Major Stroke, Coronary Artery By-pass Surgery, Invasive Cancer, Major Organs Transplantation or Bone Marrow Transplantation, and Surgery to Aorta.

³The maximum benefits will be doubled in the event that the Insured has been treated for critical illness when first diagnosed with the critical illness for (1) The maximum benefits in group 2 and group 3 - 6 and 12 as per confinement, excluding the benefits subgroup 2.4, (2) The maximum benefits in group 9 - 11 as per policy year.

⁴Out-patient benefit of 1,000 baht per visit, up to a maximum of 30 times per policy year for the 400,000 baht plan and 1,500 baht per visit, up to a maximum of 30 times per policy year for the 500,000 baht plan.

⁵Sample annual premium of plan 200,000 baht for males aged 21 – 25 years and females aged 16 – 20 years.

Additional Information

Notes

• Health Saver rider is the marketing name of AIA Health Saver rider.
• If the premium is paid monthly, the first payment will include an advance payment of two months.
• Life insurance premium is tax-deductible up to 100,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 172). An eligible portion of a health insurance premium is tax-deductible up to 25,000 baht, according to the Notification of the Director-General of the Revenue Department on Income Tax (No. 383). When combined with life insurance premiums this must not exceed 100,000 baht in total.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study the details and product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.
• The English version is unofficial translation of the original Thai version for reference only and has no legal binding as the protective control.