Coverage and Benefits

In the event that the Insured becomes totally and permanently disabled before the age of 60, the premiums of the basic insurance policy will be waived. The rights and benefits under the basic insurance contract will still be in force.

A waiver of premiums under this rider will result in other riders to be terminated on the first instalment payment date on which the waiver of premiums is approved by the Company and the Company will return the paid premiums of such riders to the Insured.

Additional Information

Assured by AIA Company Limited

Notes

• Life insurance premiums are tax-deductible from your personal income tax, subject to conditions of the Revenue Department.
• Life insurance is not a bank deposit. If you terminate your policy early, you may receive returns less than the paid premiums, subject to the time of policy termination.
• The applicant is advised to study details of product information in the prospectus before deciding to buy insurance. After receiving the policy, the Insured is advised to study the terms and conditions in the policy contract.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and AIA Company Limited. AIA Company Limited conditions apply to insurance approval.
• A health declaration is one of the factors considered in the policy approval or payout approval process.
• A health check-up is under AIA Company Limited conditions.
• The applicant has the duty to provide true information in applying for insurance. Any concealment of truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.