Key Benefits

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Pay premiums for only 5 years

Receive life insurance coverage for up to 10 years.

Get fast cashback

At the end of the 2nd - 9th policy year, up to 100%* of the sum assured.

Receive cash return 100%

On the maturity date: Receive cash return 100% of the sum assured.

Total benefits of 520% of the sum assured

No health check-up and health declaration required

• Receive death coverage up to 525%** of the sum assured. If death occurs from an accident*** receive an additional 100% of the sum assured
• Easy application, No medical examination and no health questionnaire
• Internal Rate of Return (IRR) starts at 0.71% (for a 0% tax rate) and is up to 9.07% (for a 35% tax rate) ****

*At the end of the 7th – 9th policy year
**5th- 10th policy year
***This is additional coverage in case of death from an accident. The benefit is equal to 100% of the sum assured of the main contract, up to a maximum of 10 million baht per insured person when including the accidental death benefit from all policies purchased through Bangkok Bank channels.
****This is only an example assumption for calculating the initial return rate throughout the contract, including the expected tax benefits that the Insured may receive from exercising tax deductions (if any). Such tax benefits may vary depending on the tax base and tax rate of each individual, as determined by the Revenue Department.

Additional Information

Notes

• Gain 1st Speed Return 10/5 is the marketing name of Gain 1^st Fast Tax and BLA ADB Rider.
• Insurance premiums are eligible for personal income tax deductions in line with Revenue Department conditions.
• Insurance products offered by the Bank are not the same as a deposit. In the event of early redemption, customers may receive returns less than the paid premiums, depending on the date the early redemption is made.
• The Insured should read and study the terms and conditions carefully before deciding to buy insurance.
• Bangkok Bank is a life insurance broker, acting as an agent between customers and Bangkok Life Assurance. Bangkok Life Assurance conditions apply to insurance approval.
• The applicant has the duty to provide true information when applying for insurance. Any concealment of the truth or declaration of false statements may cause the insurance company to cancel the insurance contract or refuse to pay the claims under the insurance contract.
• Terms and conditions of coverage will be specified in the policy issued to the policyholder.